Schenectady County and Schenectady City property record for 1814 Nott St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,013 sqft · built 1920 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $298,700 (Sep 2026) |
| Tax Bill | $7,108 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.63-1-16 |
| Primary APN | 421500 40.63-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,013 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| 2nd Floor Area | 408 sqft |
| Upper Floors Area | 391 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 300 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 551 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1814 NOTT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Subdivision | MAP #1 OF LOTS BELONGING TO W L PEARSON |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 77 MOHAWK ST, FORT PLAIN, NY 13339-1350 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Oct 5, 2023 | Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Oct 5, 2023 · Amount on Record |
| Deed Document Number | 202619555 |
| Deed Book / Page | 2178 / 896 |
| Prior Transfer Date | Apr 27, 2015 |
| Prior Transfer Doc | 0000017279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 2, 2026 |
| Property Address | 1814 NOTT ST, SCHENECTADY, NY 12309-5230 |
| Document Number | 0000019555 |
| Book / Page | 2178 / 896 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202619555 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Title Company | AMERICAN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120,674.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 77 MOHAWK ST, FORT PLAIN, NY 13339-1350 |
| Document Number | 0000019556, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 202619556 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 5, 2023 |
| Property Address | 1814 NOTT ST, SCHENECTADY, NY 12309-5230 |
| Document Number | 0000056501 |
| Book / Page | 2117 / 246 |
| Map Reference | MAP E 141 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 202356501 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1814 NOTT ST, SCHENECTADY, NY 12309-5230 |
| Name | Verified Name |
|---|---|
| Address | 29 WINDROSE WAY, WATERVLIET, NY 12189-1134 |
| Document Number | 0000056502 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 202356502 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Oct 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Max Rate | 10.8% |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,108.00 (+1.8%) | ||
| 2025 | $6,982.00 (+5.55%) | $141,500 (-) Land $21,200 Building $120,300 | $234,310 (+30.82%) Land $35,105 Building $199,205 |
| 2023 | $141,500 (-) Land $21,200 Building $120,300 | $179,114 (+3.8%) Land $26,835 Building $152,279 | |
| 2022 | $141,500 Land $21,200 Building $120,300 | $172,561 Land $25,854 Building $146,707 | |
| 2021 | $6,615.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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