1814 Gresham Rd, Louisville, KY 40205 Property Records

Louisville/Jefferson County Metro Government property record for 1814 Gresham Rd, Louisville, KY 40205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,591 sqft · built 1946
Lot Size	0.183 acres (8,011 sqft)
Owner	Owner Name on File
Last Sale	$161,500 (Dec 2005)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13079G01060000`

Property Details

APN / Parcel Number

Primary APN	`13079G01060000`
Alternative APNs	`079G01060000` `00121105`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,591 sqft Finished Area
Basement Area	810 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,011 sqft (0.183 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Patio Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00121105
Street Address	1814 GRESHAM RD
City	LOUISVILLE
State	KY
Zip	40205-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	LOT 41 BLK C TECOMAH SUBDIVISION, PB. 4, PG. 10, 0.1839 AC +/-
Legal Subdivision	TECOMAH
Legal Block	C
Legal Lot Number	41
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	4
Census Block	4000
Census Tract	9600

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	1814 GRESHAM RD, LOUISVILLE, KY 40205-2424
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · ARM L&N FCU
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Feb 21, 2018	Deed of Trust, Mortgage · Line of Credit L&N FCU
Feb 21, 2018	Deed of Trust, Mortgage L&N FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2005 · Amount on File
Deed Sale	Dec 15, 2005 · Amount on File
Prior Sale	Dec 15, 2005 · Amount on File
Deed Document Number	0087490551
Deed Book / Page	008749 / 000551
Last Transfer Date	Sep 21, 2011
Transfer Doc	0097740286
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1814 GRESHAM RD, LOUISVILLE, KY 40205-2424
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182869
Date	Jul 23, 2021
Book Page	17526/621
Instrument	2021182869

Lender

Name	L&N FCU
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	8.62%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1814 GRESHAM RD, LOUISVILLE, KY 40205-2424
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240624
Date	Sep 27, 2021
Book Page	M 17671/863
Instrument	2021240624

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1814 GRESHAM RD, LOUISVILLE, KY 40205-2424
Document Number	0154400420
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	GRACE TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 GRESHAM RD LOUISVILLE KY 402052424, LOUISVILLE, KY 40205-2424

Mortgage

Document Number	0154400420
Date	Mar 8, 2018
Book Page	015440/000420
Instrument	55084

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	384 Months
Due	Mar 7, 2050

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	1814 GRESHAM RD, LOUISVILLE, KY 40205-2424
Document Number	0154400401
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 GRESHAM RD LOUISVILLE KY 402052424, LOUISVILLE, KY 40205-2424

Mortgage

Document Number	0154400401
Date	Mar 8, 2018
Book Page	015440/000401
Instrument	55083

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,526.00 (-1.86%)	$279,870 (-) Land $70,000 Building $209,870
2024	$3,593.00 (+17.69%)	$279,870 (+23%) Land $70,000 Building $209,870	$279,870 (+23%) Land $70,000 Building $209,870
2023	$3,053.00 (-1.33%)	$227,530 (-) Land $55,000 Building $172,530	$227,530 (-) Land $55,000 Building $172,530
2022	$3,094.00	$227,530 Land $55,000 Building $172,530	$227,530 Land $55,000 Building $172,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (1979–2015)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds And Flooding, Aug 2009 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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