Anne Arundel County property record for 1814 Encore Ter, Severn, MD 21144
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,300 sqft · built 2014 |
| Lot Size | 0.033 acres (1,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (May 2022) |
| Tax Bill | $4,666 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-125-90236829 |
| Primary APN | 04-125-90236829 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 620 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,440 sqft (0.033 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 12590236829 |
|---|---|
| Street Address | 1814 ENCORE TER |
| City | SEVERN |
| State | MD |
| Zip | 21144-1174 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R5 |
| Legal Description | LOT 124 BOYERS RIDGE |
| Legal Subdivision | BOYERS RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 124 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 740103 |
1814 Encore Ter, a townhouse, is owned and occupied by two individuals who bought it in May 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1814 ENCORE TER, SEVERN, MD 21144-1174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 7, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on File |
| Deed Sale | May 18, 2022 · Amount on File |
| Prior Sale | May 12, 2014 · Amount on File |
| Deed Book / Page | 38745 / 297 |
| Prior Transfer Date | Nov 12, 2020 |
| Prior Transfer Doc | 0364910108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 18, 2022 |
| Property Address | 1814 ENCORE TER, SEVERN, MD 21144-1174 |
| Document Number | 0387450297 |
| Book / Page | 38745 / 297 |
| Map Reference | MB 319 PG 12 PL16488 |
| Instrument Date | May 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Title Company | DISTRICT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1814 ENCORE TER, SEVERN, MD 21144-1174 |
| Document Number | 0038745305 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 38745/305 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 7, 2021 |
| Property Address | 1814 ENCORE TER, SEVERN, MD 21144-1174 |
| Document Number | 0364910108 |
| Book / Page | 36491 / 108 |
| Map Reference | MB 319 PG 12 PL16488 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1814 ENCORE TER, SEVERN, MD 21144-1174 |
| Document Number | 36491113 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 36491/113 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 1814 Encore Ter was $4,666 with a homeowner's exemption, up 2.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,767 (+2.96%) | $473,500 (+8.88%) Land $170,000 Building $303,500 | |
| 2025 | $4,666.00 (+2.21%) Homeowner's exemption | $434,900 Land $170,000 Building $264,900 | $434,900 Land $170,000 Building $264,900 |
| 2024 | $4,565.00 (+13.84%) | ||
| 2023 | $4,010.00 | $383,767 | $434,900 Land $170,000 Building $264,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1814 Encore Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1979–2023) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1814 Encore Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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