1814 Emerald Bay Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1814 Emerald Bay Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,261 sqft · built 1996
Lot Size	0.344 acres (14,976 sqft)
Owner	2 Individual Names on File
Last Sale	$403,800 (Mar 2011)
Tax Bill	$7,795 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3968000D0065000R`

Property Details

APN / Parcel Number

Primary APN	`3968000D0065000R`
Alternative APNs	`R46354` `46354`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,261 sqft Living Area
Gross Area	5,317 sqft
1st Floor Area	4,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,976 sqft (0.344 acres)
Lot Dimensions	144 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	21 sqft
Deck Area	438 sqft
Patio Area	273 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1814 EMERALD BAY DR
City	ROCKWALL
State	TX
Zip	75087-3283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST SHORES II, BLOCK D, LOT 65
Legal Subdivision	HILLCREST SHORES II
Legal Tract	65
Legal Block	D
Legal Lot Number	65
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1001
Census Tract	40101

Owner

1814 Emerald Bay Dr is owned and occupied by two individuals who bought it in March 2011.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1814 EMERALD BAY DR, ROCKWALL, TX 75087-3283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2011 · Amount on File
Deed Sale	Mar 1, 2011 · Amount on File
Prior Sale	Aug 15, 2005 · Amount on File
Deed Document Number	2011446859
Deed Book / Page	6384 / 177
Prior Transfer Date	Feb 25, 2011
Prior Transfer Doc	0000446859
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1814 EMERALD BAY DR, ROCKWALL, TX 75087-3283
Document Number	0000018799
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 EMERALD BAY DR ROCKWALL TX 750873283, ROCKWALL, TX 75087-3283

Mortgage

Document Number	0000018799
Date	Oct 22, 2019
Instrument	18799

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1814 Emerald Bay Dr was $7,795 with a homeowner's exemption, up 1.3% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,447 (+8.45%) Land $181,500 Building $457,947	$639,447 (+1.88%) Land $181,500 Building $457,947
2025	$7,795.00 (+1.34%) Homeowner's exemption	$589,622	$627,626 Land $181,500 Building $446,126
2024	$7,692.00 (+16.39%)
2023	$6,609.00 Homeowner's exemption	$566,903 Land $191,400 Building $375,503	$566,903 Land $191,400 Building $375,503
2021	$7,799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1814 Emerald Bay Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1814 Emerald Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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