1814 E Springfield Dr, Warsaw, IN 46582 Property Records

Kosciusko County property record for 1814 E Springfield Dr, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,345 sqft · built 1989
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$207,500 (Apr 2016)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`003-708001-25`

Property Details

APN / Parcel Number

Primary APN	`003-708001-25`
Alternative APNs	`43-11-10-200-340.000-031` `00000002268` `0370800125`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,345 sqft
Basement Area	1,330 sqft
Finished Basement	1,160 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000002268
Street Address	1814 E SPRINGFIELD DR
City	WARSAW
State	IN
Zip	46582-7009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	3-52-65 LOT 13 LINCOLN PARK 2ND ADD
Legal Range	6
Legal Township	32
Legal Section	10
Legal Subdivision	LINCOLN PARK
Legal Lot Number	13
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2028
Census Tract	962101

Owner

1814 E Springfield Dr is owned and occupied by an individual who bought it in April 2016.

Source: Kosciusko County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1814 E SPRINGFIELD DR, WARSAW, IN 46582-7009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 18, 2022	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2016 · Amount on File
Deed Sale	Apr 13, 2016 · Amount on File
Prior Sale	Feb 13, 2014 · Amount on File
Deed Document Number	201640405
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	1814 E SPRINGFIELD DR, WARSAW, IN 46582-7009
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020100356
Date	Oct 7, 2020
Instrument	2020100356

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	1814 E SPRINGFIELD DR, WARSAW, IN 46582-7009
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 E SPRINGFIELD DR, WARSAW, IN 46582-7009

Mortgage

Document Number	2022110608
Date	Nov 18, 2022
Instrument	2022110608

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1814 E Springfield Dr was $2,155 with a homeowner's exemption, down 1.4% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (-1.37%) Homeowner's exemption	$307,800 (+12.34%) Land $40,000 Building $267,800	$307,800 (+12.34%) Land $40,000 Building $267,800
2024	$2,185.00 (+8.49%) Homeowner's exemption	$274,000 (+4.14%) Land $22,500 Building $251,500	$274,000 (+4.14%) Land $22,500 Building $251,500
2023	$2,014.00 (+2.03%)	$263,100 (+6.73%) Land $22,500 Building $240,600	$263,100 (+6.73%) Land $22,500 Building $240,600
2022	$1,974.00	$246,500 Land $22,500 Building $224,000	$246,500 Land $22,500 Building $224,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1814 E Springfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1814 E Springfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kosciusko Connect, Mercury Fiber, Metronet.

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