1814 E Locust St, Algona, IA 50511 Property Records

Kossuth County property record for 1814 E Locust St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 988 sqft · built 1966
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$136,000 (Jun 2022)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-01-205-008`

Property Details

APN / Parcel Number

Primary APN	`22-01-205-008`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Basement Area	988 sqft
Finished Basement	741 sqft
Unfinished Basement	247 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1814 E LOCUST ST
City	ALGONA
State	IA
Zip	50511-1225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 74 CALLS ADD
Legal Subdivision	CALLS ADDITION TO ALGONA
Legal Block	74
Legal Lot Number	2
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	1
Census Block	1051
Census Tract	950500

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1814 E LOCUST ST, ALGONA, IA 50511-1225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jun 13, 2022	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Nov 29, 2017	Deed of Trust, Mortgage FARMERS STATE BANK ALGONA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022 · Amount on Record
Deed Sale	Jun 13, 2022 · Amount on Record
Prior Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	20221785
Deed Book / Page	2022 / 1785
Prior Transfer Date	Aug 12, 2011
Prior Transfer Doc	2011/2539
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	1814 E LOCUST ST, ALGONA, IA 50511-1225
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/3050
Date	Oct 7, 2020
Book Page	2020/3050
Instrument	2020 3050

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 13, 2022
Property Address	1814 E LOCUST ST, ALGONA, IA 50511-1225
Document Number	02022/1785
Book / Page	2022 / 1785
Instrument Date	Jun 7, 2022
Instrument	2022 1785
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$216.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 E LOCUST ST, ALGONA, IA 50511-1225

Mortgage

Document Number	2022178620221786
Date	Jun 13, 2022
Instrument	2022 178620221786

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	1814 E LOCUST ST, ALGONA, IA 50511-1225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3446
Date	Nov 29, 2017
Book Page	2017/3446
Instrument	2017 3446

Lender

Name	FARMERS STATE BANK ALGONA
Address	ALGONA, IA 50511

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 22, 2032

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,046.00 (+10.53%) Homeowner's exemption	$140,509 (+17.87%) Land $19,800 Building $120,709
2024	$1,851.00 (-4.14%)
2023		$119,206 Land $17,160 Building $102,046	$119,206 (-15.16%) Land $17,160 Building $102,046
2021	$1,931.00		$140,509 Land $19,800 Building $120,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable	150 / 25

May also be available: Nextlink, T-Mobile, Verizon.

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