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1814 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1814 E Cleveland St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,593 sqft · built 2019
Lot Size0.841 acres (36,615 sqft)
Owner2 Company Names on Record
Last Sale$11,500 (Nov 2017)
Tax Bill$2,207 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2018 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0100-00080-0260

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0100-00080-0260
Alternative APNs
  • 1818S19E0100000800260
  • 2377208

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,593 sqft Living Area
Gross Area2,013 sqft
1st Floor Area1,593 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable
Roof MaterialFiberglass
Lot Area36,615 sqft (0.841 acres)
Lot Dimensions416 ft deep x 88 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces6 Parking Spaces
PorchFinished/Open Porch
Porch Area147 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2377208
Street Address1814 E CLEVELAND ST
CityHERNANDO
StateFL
Zip34442-6509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 26 BLOCK 8 CITRUS HILLS ACCORDING TO THE PLAT THEREOF RECORDED 1N PLAT BOOK 8 PAGE(S) 5 AND 6 OF THE PUBLIC RECORDS OF CITRUS COUNTY FLORIDA.
Legal Range19E
Legal Township18S
Legal Section21
Legal SubdivisionCITRUS HILLS (PB-8 PG-5)
Legal Block8
Legal Lot Number26
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2018
Census Tract450104

Owner

Source: Citrus County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1814 E CLEVELAND ST, HERNANDO, FL 34442-6509
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARTNERS FCU
May 23, 2018Deed of Trust, Mortgage · Construction Mortgage
FBC MORTGAGE LLC
Feb 15, 2019Loan Modification, Mortgage · Conventional Mortgage
FBC MTG
Nov 29, 2017Warranty Deed, Transfer
FIRST INT'L TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2017 · Amount on Record
Deed SaleNov 29, 2017 · Amount on Record
Prior SaleOct 5, 2009 · Amount on Record
Deed Document Number201754149
Deed Book / Page2866 / 852
Last Transfer DateFeb 25, 2025
Transfer Doc0035450019
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1814 E CLEVELAND ST, HERNANDO, FL 34442-6509
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanySOUTHERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1814 E CLEVELAND ST, HERNANDO, FL 34442-6509

Mortgage

Document Number0031810983
DateJul 1, 2021
Book Page3181/983
Instrument2021045312
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1814 E CLEVELAND ST, HERNANDO, FL 34442-6509
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029021138
DateMay 23, 2018
Book Page2902/1138
Instrument2018025966
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term369 Months
DueFeb 1, 2049

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCITRUS FL
Property Address1814 E CLEVELAND ST, HERNANDO, FL 34442-6509
Document Number0029581890
Instrument DateFeb 15, 2019
Transaction TypeMortgage
Record UpdatedMar 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address1814 E CLEVELAND ST HERNANDO FL 34442, HERNANDO, FL 34442

Mortgage

Document Number0029581890
DateFeb 27, 2019
Book Page002958/001890
Instrument9641
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate5.5%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 29, 2017
Property Address1814 E CLEVELAND ST, HERNANDO, FL 34442-6509
Document Number0028660852
Book / Page002866 / 000852
Instrument DateNov 28, 2017
Instrument54149
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$80.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16603 MACON ST #101 CLERMONT FL 347147591, 101, CLERMONT, FL 34714-7591

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,207.00 (+5.35%)$174,639 (-31.61%)$243,822 (-4.52%) Land $27,500 Building $216,322
2024$2,095.00 (+2.65%) Homeowner's exemption Additional exemption filed$255,372 (-0.3%) Land $26,500 Building $228,872$255,372 (-0.3%) Land $26,500 Building $228,872
2023$2,041.00 (+6.8%) Homeowner's exemption Additional exemption filed$256,151 (+22.61%) Land $24,000 Building $232,151$256,151 (+22.61%) Land $24,000 Building $232,151
2022$1,911.00 Homeowner's exemption Additional exemption filed$208,922 Land $18,000 Building $190,922$208,922 Land $18,000 Building $190,922

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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