1814 Delafield Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 1814 Delafield Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,377 sqft · built 2004
Lot Size	0.166 acres (7,243 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jan 2026)
Tax Bill	$2,893 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-23-27-1605-01-160`

Property Details

APN / Parcel Number

Primary APN	`03-23-27-1605-01-160`
Alternative APNs	`272303160501160` `132118` `132901` `134418`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,377 sqft Living Area
Gross Area	3,080 sqft
1st Floor Area	1,218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,243 sqft (0.166 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1814 DELAFIELD DR
City	WINTER GARDEN
State	FL
Zip	34787-5341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EMERALD RIDGE 54/112 LOT 116
Legal Range	27E
Legal Township	23S
Legal Section	03
Legal Subdivision	EMERALD RIDGE
Legal Tract	1605
Legal Block	1
Legal Lot Number	116
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	4
Census Block	4015
Census Tract	17117

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1814 DELAFIELD DR, WINTER GARDEN, FL 34787-5341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 13, 2026	Warranty Deed, Transfer · Conventional Mortgage FUSION HOME LOANS LLC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HM MTG
Aug 20, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST GREEN BANK
Mar 27, 2018	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA COM'L LLC
Nov 1, 2017	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	202621129
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1814 DELAFIELD DR, WINTER GARDEN, FL 34787-5341
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 DELAFIELD DR, WINTER GARDEN, FL 34787-5341

Mortgage

Document Number	0000705744
Date	Nov 16, 2021
Instrument	20210705744

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 13, 2026
Property Address	1814 DELAFIELD DR, WINTER GARDEN, FL 34787-5341
Document Number	0000021129
Map Reference	MB 54 PG 112-115
Instrument Date	Jan 9, 2026
Instrument	20260021129
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	DILIGENT TITLE LLC, DILLIGENCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 CAMELLIA BLVD APT 3308, 3308, LAFAYETTE, LA 70508-6690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 DELAFIELD DR, WINTER GARDEN, FL 34787-5341

Mortgage

Document Number	0000021130
Date	Jan 13, 2026
Instrument	20260021130

Lender

Name	FUSION HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1814 DELAFIELD DR, WINTER GARDEN, FL 34787-5341
Document Number	0000539477
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	RESEARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 DELAFIELD DR WINTER GARDEN FL 347875341, WINTER GARDEN, FL 34787-5341

Mortgage

Document Number	0000539477
Date	Oct 15, 2020
Instrument	539477

Lender

Name	MERIDIAN HM MTG
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 20, 2018
Property Address	1814 DELAFIELD DR, WINTER GARDEN, FL 34787-5341
Document Number	0000494383
Map Reference	MB 54 PG 112-115
Instrument Date	Aug 17, 2018
Instrument	20180494383
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	A Z TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8400 SAINT MARINO BLVD, 8400, ORLANDO, FL 32836-8762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 DELAFIELD DR, WINTER GARDEN, FL 34787-5341

Mortgage

Document Number	0000494384
Date	Aug 20, 2018
Instrument	20180494384

Lender

Name	FIRST GREEN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 27, 2018
Property Address	1814 DELAFIELD DR, WINTER GARDEN, FL 34787-5341
Document Number	0000179832
Instrument Date	Jan 3, 2018
Instrument	179832
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,672.12
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8400 SAINT MARINO BLVD ORLANDO FL 328368762, ORLANDO, FL 32836-8762
Investor	Possibly a Property Investor

Mortgage

Document Number	179833
Date	Mar 27, 2018
Instrument	179833

Lender

Name	FINANCE OF AMERICA COM'L LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 1, 2017
Property Address	1814 DELAFIELD DR, WINTER GARDEN, FL 34787-5341
Document Number	0000597866
Instrument Date	Oct 23, 2017
Instrument	597866
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Tax	$700.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	100 N TRYON ST CHARLOTTE NC 282024000, CHARLOTTE, NC 28202-4000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,013 (+2.7%)	$424,300 (-7.6%) Land $115,000 Building $309,300
2025	$2,893.00 (+5.39%) Homeowner's exemption	$218,124 (+5.99%)	$459,200 (+17.18%) Land $115,000 Building $344,200
2024	$2,745.00 (+4.02%)
2023	$2,639.00 (+3.37%) Homeowner's exemption	$205,803 (+3%)	$391,862 (+17.83%) Land $115,000 Building $276,862
2022	$2,553.00 Homeowner's exemption	$199,809	$332,563 Land $100,000 Building $232,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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