1814 18th St, Bay City, MI 48708 Property Records

Bay County property record for 1814 18th St, Bay City, MI 48708

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.126 acres (5,489 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Dec 2017)
Tax Bill	$518 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-027-351-006-00`

Property Details

APN / Parcel Number

Primary APN	`160-027-351-006-00`

Exterior

Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Street Address	1814 18TH ST
City	BAY CITY
State	MI
Zip	48708-7405
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	R-1 SINGLE
Legal Description	LOT 2 BLK 7 THE BACKUS ADD
Legal Subdivision	THE BACKUS ADD
Legal Block	7
Legal Lot Number	2
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	2
Census Block	2004
Census Tract	280600

Owner

1814 18th St, commercial vacant land, is owned by a company that bought it in December 2017.

Source: Bay County records, as of May 18, 2026

Owner of Record	Company Name on File
Mailing Address	701 S LINCOLN ST, BAY CITY, MI 48708-7412
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRST ST BK
Dec 18, 2017	Warranty Deed, Transfer · Commercial Mortgage 1ST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Prior Sale	Jul 29, 1997 · Amount on File
Deed Document Number	20173254-796
Deed Book / Page	3254 / 796
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1814 18TH ST, BAY CITY, MI 48708-7405
Document Number	0032540798
Instrument Date	Dec 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	701 S LINCOLN ST BAY CITY MI 487087412, BAY CITY, MI 48708-7412

Mortgage

Document Number	0032540798
Date	Dec 18, 2017
Book Page	003254/000798

Lender

Name	FIRST ST BK
Type	Bank
Address	PO BOX 1468, SAGINAW, MI 48605-1468

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Dec 18, 2017
Property Address	1814 18TH ST, BAY CITY, MI 48708-7405
Document Number	0032540796
Book / Page	3254 / 796
Instrument Date	Dec 8, 2017
Instrument	3254-796
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 N SCHUERMANN RD343, 811, ESSEXVILLE, MI 48732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15381 BAY HILL DR, NORTHVILLE, MI 48168-8673

Mortgage

Document Number	0032540798
Date	Dec 18, 2017
Book Page	3254/798
Instrument	3254-798

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1814 18th St was $518.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$518.00	$8,400	$16,800
2023		$8,050	$16,100
2022	$453.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1814 18th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1814 18th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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