18135 Querida Sol, Rancho Santa Fe, CA 92091 Property Records

San Diego County property record for 18135 Querida Sol, Rancho Santa Fe, CA 92091

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,937 sqft · built 1989
Lot Size	1.83 acres (80,150 sqft)
Owner	Company Name on Record
Last Sale	$2,250,000 (Mar 2018)
Tax Bill	$30,099 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`265-442-09-00`

Property Details

APN / Parcel Number

Primary APN	`265-442-09-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,937 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	80,150 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	18135 QUERIDA SOL
City	RANCHO SANTA FE
State	CA
Zip	92091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 27 TR 011899
Legal Subdivision	RANCHO SANTA FE 4558
Legal Tract	011899
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1045
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 104, RANCHO SANTA FE, CA 92067-0104
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BANK USA
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BANK USA
Aug 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 29, 2018	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Jan 14, 2013 · Amount on Record
Deed Document Number	2018125187
Last Transfer Date	Jul 31, 2019
Transfer Doc	0000341267
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18135 QUERIDA SOL, RANCHO SANTA FE, CA 92091
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 104, RANCHO SANTA FE, CA 92067-0104

Mortgage

Document Number	0000681294
Date	Sep 28, 2021
Instrument	2021-0681294

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18135 QUERIDA SOL, RANCHO SANTA FE, CA 92091
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000574540
Date	Dec 10, 2019
Instrument	2019-0574540

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	NEW YORK, NY 10282

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2019
Property Address	18135 QUERIDA SOL, RANCHO SANTA FE, CA 92091
Document Number	0000341268
Instrument Date	Jul 31, 2019
Instrument	341268
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 104 RANCHO SANTA FE CA 920670104, RANCHO SANTA FE, CA 92067-0104

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2019
Property Address	18135 QUERIDA SOL, RANCHO SANTA FE, CA 92091
Document Number	0000341267
Instrument Date	Jul 31, 2019
Instrument	341267
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 104 RANCHO SANTA FE CA 920670104, RANCHO SANTA FE, CA 92067-0104

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2018
Property Address	18135 QUERIDA SOL, RANCHO SANTA FE, CA 92091
Document Number	0000125187
Instrument Date	Mar 20, 2018
Instrument	125187
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 CRESCENT DR LAKE BLUFF IL 600442707, LAKE BLUFF, IL 60044-2707

Mortgage

Document Number	125188
Date	Mar 29, 2018
Instrument	125188

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Rancho Santa Fe Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,717,287 (+2%) Land $1,526,607 Building $1,190,680
2025	$30,099.00 (+5.52%)	$2,664,008 (+4.04%) Land $1,496,674 Building $1,167,334
2023	$28,525.00 (+1.44%)	$2,560,563 Land $1,438,557 Building $1,122,006
2022	$28,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Race Communications, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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