1813 Timber Lane Dr, Monroe, NC 28110 Property Records

Union County property record for 1813 Timber Lane Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,377 sqft · built 1963
Lot Size	0.524 acres (22,825 sqft)
Owner	Individual Name on File
Last Sale	$346,000 (May 2023)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-301-209`

Property Details

APN / Parcel Number

Primary APN	`09-301-209`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,825 sqft (0.524 acres)
Porch	Porch
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1813 TIMBER LANE DR
City	MONROE
State	NC
Zip	28110-7836
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#37 CLUB VIEW ACRES PB5PG034
Legal Subdivision	CLUB VIEW ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1008
Census Tract	20405

Owner

1813 Timber Lane Dr, a rural home, is owned and occupied by an individual who bought it in May 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1813 TIMBER LANE DR, MONROE, NC 28110-7836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Dec 7, 2022	Warranty Deed, Transfer
Aug 15, 2022	Deed, Transfer
Jun 8, 2022	Warranty Deed, Transfer
Jun 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Dec 7, 2022 · Amount on File
Deed Document Number	202311116
Deed Book / Page	8706 / 383
Prior Transfer Date	Feb 3, 2018
Prior Transfer Doc	0007098724
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 11, 2023
Property Address	1813 TIMBER LANE DR, MONROE, NC 28110-7836
Document Number	0008706383
Book / Page	8706 / 383
Map Reference	MB 5 PG 34
Instrument Date	May 11, 2023
Instrument	11116
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3214 DOWNWIND DR, MONROE, NC 28110-6100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 TIMBER LANE DR, MONROE, NC 28110-7836

Mortgage

Document Number	0000011117
Date	May 11, 2023
Instrument	11117

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jun 5, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	11.5%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 7, 2022
Property Address	1813 TIMBER LANE DR, MONROE, NC 28110-7836
Document Number	0008620808
Book / Page	8620 / 808
Map Reference	MB 5 PG 34
Instrument Date	Dec 7, 2022
Instrument	40105
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Tax	$364.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 121, MINERAL SPRINGS, NC 28108-0121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 DOWNWIND DR, MONROE, NC 28110-6100

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NC
Recording Date	Aug 15, 2022
Property Address	1813 TIMBER LANE DR, MONROE, NC 28110-7836
Document Number	0008548850
Book / Page	8548 / 850
Map Reference	MB 5 PG 34
Instrument Date	Aug 1, 2022
Instrument	28887
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Tax	$328.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10130 PERIMETER PKWY STE 400, 400, CHARLOTTE, NC 28216-0034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 121, MINERAL SPRINGS, NC 28108-0121

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 8, 2022
Property Address	1813 TIMBER LANE DR, MONROE, NC 28110-7836
Document Number	0008497118
Book / Page	8497 / 118
Map Reference	MB 5 PG 34
Instrument Date	Jun 8, 2022
Instrument	20745
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3926 JOHNSIE THOMAS LN, MONROE, NC 28110-8118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 N TRYON ST, CHARLOTTE, NC 28206-2051

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 3, 2022
Property Address	1813 TIMBER LANE DR, MONROE, NC 28110-7836
Document Number	0008494273
Book / Page	8494 / 273
Map Reference	MB 5 PG 34
Instrument Date	Jun 2, 2022
Instrument	20268
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 BAKER RD, MONROE, NC 28112-8206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3316 N TRYON ST, CHARLOTTE, NC 28206-2051

Tax Assessment & Valuation

The 2025 property tax bill for 1813 Timber Lane Dr was $2,578.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,000 (-) Land $54,400 Building $240,600	$295,000 (-) Land $54,400 Building $240,600
2025	$2,578.00	$295,000 Land $54,400 Building $240,600	$295,000 Land $54,400 Building $240,600
2023	$1,821.00	$167,000 Land $32,600 Building $134,400	$167,000 Land $32,600 Building $134,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1813 Timber Lane Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1813 Timber Lane Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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