1813 Spaight St, Madison, WI 53704 Property Records

Dane County property record for 1813 Spaight St, Madison, WI 53704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,277 sqft · built 1923
Lot Size	0.109 acres (4,726 sqft)
Owner	2 Individual Names on File
Last Sale	$287,500 (Dec 2017)
Tax Bill	$9,453 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0710-071-1212-2`

Property Details

APN / Parcel Number

Primary APN	`0710-071-1212-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,277 sqft Living Area
Gross Area	1,949 sqft
1st Floor Area	727 sqft
2nd Floor Area	550 sqft
Basement Area	672 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1970
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	4,726 sqft (0.109 acres)
Lot Dimensions	124 ft deep x 38 ft wide
View / Lot	Traffic
Garage Type	Detached
Garage Area	308 sqft
Driveway	Concrete Driveway
Driveway Area	230 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1813 SPAIGHT ST
City	MADISON
State	WI
Zip	53704-5546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-C3
Legal Description	GROVELAND, LOT 6, BLOCK 9
Legal Range	10E
Legal Township	07N
Legal Section	07
Legal Quarter	1
Legal Subdivision	GROVELAND
Legal Block	9
Legal Lot Number	6
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1018
Census Tract	1902

Owner

1813 Spaight St is owned and occupied by two individuals who acquired it in September 2020.

Source: Dane County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1813 SPAIGHT ST, MADISON, WI 53704-5546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEVE & VICKEY FINGER
Dec 20, 2017	Grant Deed, Transfer · Conventional with PMI SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on File
Deed Sale	Dec 20, 2017 · Amount on File
Deed Document Number	20175379308
Last Transfer Date	Sep 4, 2020
Transfer Doc	0005633560
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1813 SPAIGHT ST, MADISON, WI 53704-5546
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006085914
Date	Mar 13, 2026
Instrument	6085914

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1813 SPAIGHT ST, MADISON, WI 53704-5546
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005639546
Date	Sep 22, 2020
Instrument	5639546

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1813 SPAIGHT ST, MADISON, WI 53704-5546
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005885874
Date	Feb 10, 2023
Instrument	5885874

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	1813 SPAIGHT ST, MADISON, WI 53704-5546
Document Number	0005408342
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 SPAIGHT ST MADISON WI 537045546, MADISON, WI 53704-5546

Mortgage

Document Number	0005408342
Date	May 11, 2018
Instrument	5408342

Lender

Name	STEVE & VICKEY FINGER
Address	6048 E MOUNTAIN OAKS DR, FLAGSTAFF, AZ 86004-7222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DANE WI
Recording Date	Dec 20, 2017
Property Address	1813 SPAIGHT ST, MADISON, WI 53704-5546
Document Number	0005379308
Instrument Date	Dec 7, 2017
Instrument	5379308
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 SPAIGHT ST MADISON WI 537045546, MADISON, WI 53704-5546

Mortgage

Document Number	5379309
Date	Dec 20, 2017
Instrument	5379309

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1813 Spaight St was $9,453, up 18.7% from the year before.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,453.00 (+18.67%) Homeowner's exemption	$526,300 Land $112,800 Building $413,500
2024	$7,966.00		$469,900 (+4.42%)
2023		$447,500 Land $112,800 Building $334,700	$450,020
2022	$7,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1813 Spaight St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1813 Spaight St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25

May also be available: T-Mobile.

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