1813 Silver Ridge Dr, Plainfield, IL 60586 Property Records

Will County property record for 1813 Silver Ridge Dr, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,204 sqft · built 2005
Lot Size	0.19 acres (8,125 sqft)
Owner	Individual Name on Record
Last Sale	$366,000 (Nov 2023)
Tax Bill	$7,145 (2023)
Deeds & Mortgages	Apr 2022 Mortgage May 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-31-410-014`

Property Details

APN / Parcel Number

Primary APN	`06-03-31-410-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,204 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Roof Material	Shingle
Lot Area	8,125 sqft (0.19 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1813 SILVER RIDGE DR
City	PLAINFIELD
State	IL
Zip	60586-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1058 IN CATON RIDGE WEST SUBDIVISION UNIT 5, BEING A SUB IN THE E1/2 OF THE SE1/4 OF SEC. 31, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	31
Legal Subdivision	CATON RIDGE WEST UNIT 5
Legal Lot Number	1058
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2007
Census Tract	880432

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 30, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 16, 2024	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 2, 2023	Special Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 16, 2023	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 20, 2023	Sheriff's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE
May 9, 2018	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Jun 16, 2023 · Amount on Record
Deed Document Number	202357654
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903

Mortgage

Document Number	0000032917
Date	Apr 25, 2022
Instrument	R2022032917

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

Interest

Index	6-Month T-Bill

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903

Mortgage

Document Number	0000028251
Date	May 30, 2025
Instrument	R2025028251

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Sep 1, 2054

Interest

Rate	5.75%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903

Mortgage

Document Number	0000035282
Date	Jul 16, 2024
Instrument	R2024035282

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.25%
Change Frequency	Monthly

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 2, 2023
Property Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Document Number	0000057654
Map Reference	DOC R2004-84127
Instrument Date	Oct 19, 2023
Instrument	R2023057654
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 WILLIAMSTOWN DR, CAROL STREAM, IL 60188-4746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5470 S ARCHER AVE # 203, 203, CHICAGO, IL 60638-3049

Mortgage

Document Number	0000057655
Date	Nov 2, 2023
Instrument	R2023057655

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 16, 2023
Property Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Document Number	0000030000
Map Reference	DOC R2004-84127
Instrument Date	May 18, 2023
Instrument	R2023030000
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$255.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 WILLIAMSTOWN DR, CAROL STREAM, IL 60188-4746

April 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WILL IL
Recording Date	Apr 20, 2023
Property Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Document Number	0000018609
Map Reference	DOC R2004-84127
Instrument Date	Mar 30, 2023
Instrument	R2023018609
Transaction Type	Foreclosure
Record Updated	Jun 30, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD # V, V, COPPELL, TX 75019-4620
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 9, 2018
Property Address	1813 SILVER RIDGE DR, PLAINFIELD, IL 60586-2903
Document Number	0000031160
Instrument Date	Apr 28, 2018
Instrument	31160
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.35
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 SCHORIE AVE JOLIET IL 604331410, JOLIET, IL 60433-1410

Mortgage

Document Number	31161
Date	May 9, 2018
Instrument	31161

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,441 (+8.45%) Land $23,039 Building $98,402	$364,323 (+8.45%) Land $69,117 Building $295,206
2024		$111,979 (+23.28%) Land $21,244 Building $90,735	$335,937 (+23.28%) Land $63,732 Building $272,205
2023	$7,145.00 (+7.27%)
2022	$6,661.00 Homeowner's exemption	$90,835 (+7%) Land $17,233 Building $73,602	$272,505 (+10.12%) Land $51,699 Building $220,806
2021		$84,893 Land $16,106 Building $68,787
2020			$247,452 Land $46,947 Building $200,505

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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