1813 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 1813 Saint Clair River Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Lot Size	0.201 acres (8,763 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jun 2024)
Tax Bill	$4,580 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`74-01-129-0099-001`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0099-001`

Exterior

Lot Area	8,763 sqft

Location & Zoning

Street Address	1813 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOT 513 DESC AS: BEG S 75D 31M 11S E 152.43' FROM NW COR OF LOT 513, TH S 75D 31M 11S E 148.67', TH S 29D 37M 23S W 60.55', TH N 76D 02M 34S W 150.09', TH N 30D 33M 23S E 62.25' TO BEG SUPERVISOR ROY T GILBERT PLAT NO 4 ACCORDING TO THE PLAT
Legal Lot Number	513
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1016
Census Tract	649000

Owner

Source: St. Clair County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8791 MILLIS RD, SHELBY TOWNSHIP, MI 48317-3231
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	202411352
Deed Book / Page	5724 / 927
Record Updated	Sep 20, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 28, 2024
Property Address	1813 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1349
Document Number	0005724927
Book / Page	5724 / 927
Instrument Date	May 15, 2024
Instrument	2024011352
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28649 IRIS DR, CHESTERFIELD, MI 48047-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8791 MILLIS RD, SHELBY TOWNSHIP, MI 48317-3231
Investor	Possibly a Property Investor

Mortgage

Document Number	2024009068
Date	Jun 28, 2024
Instrument	2024009068

Lender

Name	NATIONAL MORTGAGE FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,580.00 (-6.57%)	$108,400 (+44.53%)
2024	$4,902.00 (-5.2%)		$216,800 (+44.53%)
2023		$75,000
2022	$5,171.00		$150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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