1813 Overlook Dr, Lancaster, TX 75146 Property Records

Dallas County property record for 1813 Overlook Dr, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 2013
Lot Size	0.224 acres (9,763 sqft)
Owner	Individual Name on Record
Last Sale	$363,888 (May 2026)
Tax Bill	$6,536 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`870013000O05500`

Property Details

APN / Parcel Number

Primary APN	`870013000O05500`
Alternative APN	`87-00130-00O-055-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,763 sqft (0.224 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	870013000O05500
Street Address	1813 OVERLOOK DR
City	LANCASTER
State	TX
Zip	75146-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z05
Legal Description	BEAR CREEK RANCH PH 2 BLK O LT 55 INT202600104227 DD05132026 CO-DC 0013000O05500 4NT0013000O
Legal Subdivision	BEAR CREEK RANCH PH 2
Legal Tract	130
Legal Block	O
Legal Lot Number	55
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2009
Census Tract	16802

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1813 OVERLOOK DR, LANCASTER, TX 75146-4901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Nov 29, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 15, 2026	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 17, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Dec 22, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Feb 12, 2014 · Amount on Record
Deed Document Number	2026104227
Prior Transfer Date	Feb 7, 2014
Prior Transfer Doc	0000033144
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1813 OVERLOOK DR, LANCASTER, TX 75146-4901
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 OVERLOOK DR, LANCASTER, TX 75146-4901

Mortgage

Document Number	0000071763
Date	Mar 15, 2022
Instrument	202200071763

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	1813 OVERLOOK DR, LANCASTER, TX 75146-4901
Transaction Type	Mortgage
Record Updated	May 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 OVERLOOK DR, LANCASTER, TX 75146-4901

Mortgage

Document Number	0000240852
Date	Nov 29, 2023
Instrument	202300240852

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2063

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DALLAS TX
Recording Date	May 15, 2026
Property Address	1813 OVERLOOK DR, LANCASTER, TX 75146-4901
Document Number	0000104227
Instrument Date	May 13, 2026
Instrument	2026.104227
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	OPPORTUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 OVERLOOK DR, LANCASTER, TX 75146-4901

Mortgage

Document Number	0000104228,
Date	May 15, 2026
Instrument	2026..104228

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000104229,
Date	May 15, 2026
Instrument	2026.104229

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount Recorded
Term	3 Months
Due	May 13, 2029

Interest

Rate	6.46%
Max Rate	-1%

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	1813 OVERLOOK DR, LANCASTER, TX 75146-4901
Document Number	0000195366
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 OVERLOOK DR LANCASTER TX 751464901, LANCASTER, TX 75146-4901

Mortgage

Document Number	0000195366
Date	Jul 31, 2020
Instrument	195366

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DALLAS TX
Property Address	1813 OVERLOOK DR, LANCASTER, TX 75146-4901
Document Number	0000020548
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1813 OVERLOOK DR LANCASTER TX 751464901, LANCASTER, TX 75146-4901

Mortgage

Document Number	0000020548
Date	Jan 24, 2018
Instrument	20548

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,950 (+1.18%) Land $77,000 Building $243,950	$320,950 (+1.18%) Land $77,000 Building $243,950
2025	$6,536.00 (+3.89%) Homeowner's exemption Additional exemption filed	$317,200 (+11.42%) Land $69,000 Building $248,200	$317,200 (+11.42%) Land $69,000 Building $248,200
2024	$6,291.00 (+97.09%)
2023	$3,192.00 (-46.45%) Homeowner's exemption	$284,690 Land $55,000 Building $229,690	$284,690 Land $55,000 Building $229,690
2022	$5,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2004)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER MUD 1 serves 2,685 people · EPA ID TX0570176
Water Source	Purchased surface water from CITY OF LANCASTER
Last State Inspection	Oct 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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