1813 Olivia St, El Cajon, CA 92021 Property Records

San Diego County property record for 1813 Olivia St, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,665 sqft · built 2019
Lot Size	0.45 acres (1,986 sqft)
Owner	2 Company Names on File
Last Sale	$760,000 (Aug 2023)
Tax Bill	$10,016 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`400-251-13-00`

Property Details

APN / Parcel Number

Primary APN	`400-251-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,665 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	1,986 sqft (0.45 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1813 OLIVIA ST
City	EL CAJON
State	CA
Zip	92021-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 TR 016103
Legal Subdivision	BELLA TERRAZZA
Legal Tract	016103
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	16809

Owner

Source: San Diego County records · APN 400-251-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	7205 SAN MIGUEL AVE, LEMON GROVE, CA 91945-2743
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 21, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 07, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 22, 2018	Grant Deed, Construction Loan · Line of Credit CALIFORNIA BK&TR
Nov 17, 2017	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	2023226644
Last Transfer Date	Jun 18, 2025
Transfer Doc	0000206917
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2023
Property Address	1813 OLIVIA ST, EL CAJON, CA 92021-3634
Document Number	0000226644
Map Reference	MAP 16103
Instrument Date	Aug 21, 2023
Instrument	2023-0226644
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7205 SAN MIGUEL AVE, LEMON GROVE, CA 91945-2743

Mortgage

Document Number	0000226645
Date	Aug 21, 2023
Instrument	2023-0226645

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2023
Property Address	1813 OLIVIA ST, EL CAJON, CA 92021-3634
Document Number	0000226643
Map Reference	MAP 16103
Instrument Date	Jul 10, 2023
Instrument	2023-0226643
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1813 OLIVIA ST, EL CAJON, CA 92021-3634
Document Number	0000397873
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 03, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1813 OLIVIA ST EL CAJON CA 920213634, EL CAJON, CA 92021-3634

Mortgage

Document Number	0000397873
Date	Jul 23, 2020
Instrument	397873

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 07, 2019
Property Address	1813 OLIVIA ST, EL CAJON, CA 92021-3634
Document Number	0000222136
Instrument Date	May 23, 2019
Instrument	222136
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$576.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1813 OLIVIA ST EL CAJON CA 920213634, EL CAJON, CA 92021-3634

Mortgage

Document Number	222137
Date	Jun 07, 2019
Instrument	222137

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 06, 2049

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2018
Property Address	1813 OLIVIA ST, EL CAJON, CA 92021-3634
Instrument Date	Feb 13, 2018
Instrument	69980
Transaction Type	Construction Loan
Record Updated	Mar 01, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5927 PRIESTLY DR #110 CARLSBAD CA 920088800, 110, CARLSBAD, CA 92008-8800

Mortgage

Document Number	0000069980
Date	Feb 22, 2018
Instrument	69980

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	1900 MAIN ST # 200, IRVINE, CA 92614-7320

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2017
Property Address	1813 OLIVIA ST, EL CAJON, CA 92021-3634
Document Number	0000538223
Instrument Date	Nov 17, 2017
Instrument	538223
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$8,525.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5927 PRIESTLY DR #110 CARLSBAD CA 920088800, 110, CARLSBAD, CA 92008-8800
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$790,702 (+2%) Land $334,630 Building $456,072
2025	$10,016.00 (+37.13%)	$775,199 (+38.09%) Land $328,069 Building $447,130
2023	$7,304.00 (+1.88%)	$561,386 Land $237,582 Building $323,804
2022	$7,169.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 21% of California
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 525 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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