1813 Oak Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1813 Oak Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2,283 sqft · built 2020
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$340,600 (May 2020)
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-9.0-31.0-3-001-019.35`

Property Details

APN / Parcel Number

Primary APN	`10-9.0-31.0-3-001-019.35`

Interior

Stories	1 Story
Building Area	2,283 sqft Living Area
Gross Area	2,763 sqft
1st Floor Area	1,522 sqft
Basement Area	761 sqft
Finished Basement	761 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	480 sqft

Location & Zoning

Street Address	1813 OAK DR
City	FESTUS
State	MO
Zip	63028-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCENIC VIEW ESTS 2 LOT 35
Legal Range	6E
Legal Township	41N
Legal Section	31
Legal Subdivision	SCENIC VIEW ESTS 2
Legal Block	2
Legal Lot Number	35
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2016
Census Tract	700802

Owner

1813 Oak Dr is owned and occupied by an individual who acquired it in July 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1813 OAK DR, FESTUS, MO 63028-1125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Mar 10, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Deed Document Number	202016384
Last Transfer Date	Jul 19, 2024
Transfer Doc	0000017792
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1813 OAK DR, FESTUS, MO 63028-1125
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 OAK DR, FESTUS, MO 63028-1125

Mortgage

Document Number	0000000534
Date	Jan 8, 2024
Instrument	2024R-000534

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1813 OAK DR, FESTUS, MO 63028-1125
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R010487
Date	Mar 10, 2021
Instrument	2021R-010487

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1813 Oak Dr was $3,008, up 5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,800 (-) Land $8,800 Building $46,000	$288,200 (-) Land $46,200 Building $242,000
2025	$3,008.00 (+5.03%)	$54,800 Land $8,800 Building $46,000	$288,200 (-) Land $46,200 Building $242,000
2024	$2,864.00 (+0.49%)		$288,200 (+8.31%) Land $46,200 Building $242,000
2023	$2,850.00	$50,600 Land $8,800 Building $41,800	$266,100 Land $46,200 Building $219,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1813 Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1813 Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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