1813 Harding Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 1813 Harding Ct, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,443 sqft · built 1962
Lot Size	0.197 acres (8,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$641,500 (May 2014)
Tax Bill	$9,682 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-332-006-2`

Property Details

APN / Parcel Number

Primary APN	`115-332-006-2`
Alternative APN	`115-332-006`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,443 sqft Living Area
1st Floor Area	1,269 sqft
2nd Floor Area	1,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1990
Lot Area	8,600 sqft (0.197 acres)
Lot Dimensions	90 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1813 HARDING CT
City	CONCORD
State	CA
Zip	94521-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	TRACT 2992 LOT 16 LESS POR MR
Legal Subdivision	BISHOP ESTATES SUB 2992
Legal Tract	2992
Legal Lot Number	16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	333200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1813 HARDING CT, CONCORD, CA 94521-1317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Commercial Mortgage POINT TITLING TRUST
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2014 · Amount on Record
Deed Sale	May 23, 2014 · Amount on Record
Deed Document Number	201484374
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1813 HARDING CT, CONCORD, CA 94521-1317
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 HARDING CT, CONCORD, CA 94521-1317

Mortgage

Document Number	0000133590
Date	Nov 26, 2025
Instrument	2025- 133590

Lender

Name	POINT TITLING TRUST
Type	Private Party
Address	PO BOX 192, PALO ALTO, CA 94302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1813 HARDING CT, CONCORD, CA 94521-1317
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 HARDING CT, CONCORD, CA 94521-1317

Mortgage

Document Number	0000258609
Date	Nov 2, 2020
Instrument	2020-258609

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$801,605 (+2%) Land $375,109 Building $426,496
2025	$9,682.00 (+4.44%)	$785,888 (+4.04%) Land $367,754 Building $418,134
2023	$9,270.00 (+1.26%)	$755,374 Land $353,475 Building $401,899
2022	$9,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: T-Mobile.

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