1813 Gloucester Dr, Lorain, OH 44053 Property Records

Lorain County property record for 1813 Gloucester Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 1978
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$102,000 (Apr 1996)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02-004-107-041`

Property Details

APN / Parcel Number

Primary APN	`02-02-004-107-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,144 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Patio Area	40 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1813 GLOUCESTER DR
City	LORAIN
State	OH
Zip	44053-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG HTS #6 FRNT 0063.00 DPTH 0130.00
Legal Subdivision	WILLIAMSBURG HTS #6 FRNT
Legal Tract	2
Legal Block	107
Legal Lot Number	172
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3006
Census Tract	24200

Owner

Source: Lorain County records · APN 02-02-004-107-041

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1813 GLOUCESTER DR, LORAIN, OH 44053-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 1996 · Amount on Record
Deed Sale	Apr 30, 1996 · Amount on Record
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1813 GLOUCESTER DR, LORAIN, OH 44053-3212
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	NOT AVAILABLE, ATI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810529
Date	Apr 01, 2021
Instrument	2021-0810529

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,432.00	$57,600 (+0.01%) Land $12,020 Building $45,580	$164,560 (-) Land $34,330 Building $130,230
2024	$2,432.00 (+22.09%)	$57,597 (+42.44%) Land $12,016 Building $45,581	$164,560 (+42.44%) Land $34,330 Building $130,230
2023	$1,992.00 (+4.18%)	$40,436 (-0.01%) Land $9,986 Building $30,450	$115,530 (-) Land $28,530 Building $87,000
2022	$1,912.00	$40,440 Land $9,990 Building $30,450
2021			$115,530 Land $28,530 Building $87,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II.

Based on FCC filings for 195 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORAIN CITY PWS serves 64,152 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.