Hamilton County property record for 1813 Emerson Ave, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,385 sqft · built 1926 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Feb 2010) |
| Tax Bill | $2,218 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 595-0008-0527-00 |
| Primary APN | 595-0008-0527-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Gross Area | 1,950 sqft |
| 1st Floor Area | 645 sqft |
| 2nd Floor Area | 540 sqft |
| Upper Floors Area | 540 sqft |
| Basement Area | 765 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 565 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1813 EMERSON AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-4912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1813 EMERSON AVE 40 X 120LOT 1180 NORTH COLLEGE HILL SUB SEC B |
| Legal Subdivision | NORTH COLLEGE HILL SUB |
| Legal Lot Number | 1180 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORTH COLLEGE HILL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21802 |
1813 Emerson Ave is owned and occupied by an individual who bought it in February 2010.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1813 EMERSON AVE, CINCINNATI, OH 45239-4912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2010 · Amount on File |
| Deed Sale | Feb 5, 2010 · Amount on File |
| Deed Document Number | 201014139 |
| Deed Book / Page | 11352 / 804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1813 EMERSON AVE, CINCINNATI, OH 45239-4912 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000055381 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 14681/1939 |
| Instrument | 2022-0055381 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1813 EMERSON AVE, CINCINNATI, OH 45239-4912 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1813 EMERSON AVE, CINCINNATI, OH 45239-4912 |
| Document Number | 0000081301 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 14451/4411 |
| Instrument | 2021-0081301 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 291 Months |
| Due | Oct 1, 2045 |
The 2025 property tax bill for 1813 Emerson Ave was $2,218, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | North College Hill City |
| Unified School District | North College Hill City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,218.00 (+2.35%) | $42,679 (-) Land $6,090 Building $36,589 | $121,940 Land $17,400 Building $104,540 |
| 2024 | $2,167.00 (-0.78%) | $42,679 (-) Land $6,090 Building $36,589 | |
| 2023 | $2,184.00 (+30.78%) | $42,679 (+83.39%) Land $6,090 Building $36,589 | $121,940 Land $17,400 Building $104,540 |
| 2022 | $1,670.00 Homeowner's exemption | $23,272 Land $6,066 Building $17,206 | |
| 2020 | $66,490 Land $17,330 Building $49,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1813 Emerson Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1993–2026) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1813 Emerson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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