1813 Emerald Ct, Columbia, MO 65203 Property Records

Boone County property record for 1813 Emerald Ct, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,086 sqft · built 1993
Lot Size	0.314 acres (13,677 sqft)
Owner	Individual Name on File
Last Sale	$378,334 (Feb 2022)
Tax Bill	$4,520 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-504-00-10-035-00`

Property Details

APN / Parcel Number

Primary APN	`16-504-00-10-035-00`
Alternative APN	`16-504-00-10-035.00 01`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,086 sqft Living Area
1st Floor Area	1,254 sqft
Attic	Attic
Attic Area	506 sqft
Basement Area	126 sqft
Finished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Wood
Lot Area	13,677 sqft (0.314 acres)
Lot Dimensions	164 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	202 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1813 EMERALD CT
City	COLUMBIA
State	MO
Zip	65203-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHAPEL HILL LAKE LOT 35
Legal Range	13W
Legal Township	48N
Legal Section	22
Legal Subdivision	CHAPEL HILL LAKE
Legal Block	S92
Legal Lot Number	35
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	2
Census Block	2002
Census Tract	1202

Owner

1813 Emerald Ct is owned and occupied by an individual who bought it in February 2022.

Source: Boone County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1813 EMERALD CT, COLUMBIA, MO 65203-6306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Aug 1, 2018	Deed of Trust, Mortgage WEST COMMUNITY CU
Nov 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HAWTHORN BANK
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Prior Sale	Nov 16, 2020 · Amount on File
Deed Document Number	20223190
Deed Book / Page	5579 / 52
Prior Transfer Date	Sep 29, 2011
Prior Transfer Doc	0000019534
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1813 EMERALD CT, COLUMBIA, MO 65203-6306
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 EMERALD CT, COLUMBIA, MO 65203-6306
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017863
Date	Oct 7, 2025
Book Page	6060/20
Instrument	2025017863

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Feb 14, 2022
Property Address	1813 EMERALD CT, COLUMBIA, MO 65203-6306
Document Number	0000003190
Book / Page	5579 / 52
Map Reference	MB 25 PG 58
Instrument Date	Feb 10, 2022
Instrument	2022003190
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 EMERALD CT, COLUMBIA, MO 65203-6306

Mortgage

Document Number	0000003191
Date	Feb 14, 2022
Instrument	2022003191

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1813 EMERALD CT, COLUMBIA, MO 65203-6306
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018014934
Date	Aug 1, 2018
Book Page	4927/0064
Instrument	2018014934

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2028

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE MO
Recording Date	Nov 16, 2020
Property Address	1813 EMERALD CT, COLUMBIA, MO 65203-6306
Document Number	2020029326
Book / Page	5309 / 113
Map Reference	MB 25 PG 58
Instrument Date	Oct 20, 2020
Instrument	2020029326
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 EMERALD CT, COLUMBIA, MO 65203-6306

Mortgage

Document Number	2020029327
Date	Nov 16, 2020
Instrument	2020029327

Lender

Name	HAWTHORN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	May 26, 2017
Property Address	1813 EMERALD CT, COLUMBIA, MO 65203-6306
Document Number	2017010736
Book / Page	4757 / 012
Map Reference	MB25 PG58
Instrument Date	May 26, 2017
Instrument	2017010736
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 EMERALD CT, COLUMBIA, MO 65203-6306

Mortgage

Document Number	2017010737
Date	May 26, 2017
Instrument	2017010737

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1813 Emerald Ct was $4,520.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,027 (-) Land $7,030 Building $61,997
2025	$4,520.00	$69,027 Land $7,030 Building $61,997	$363,300 Land $37,000 Building $326,300
2023	$4,033.00 (+8.12%)	$60,287 Land $7,030 Building $53,257	$317,300 Land $37,000 Building $280,300
2022	$3,730.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1813 Emerald Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1813 Emerald Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Spectrum, Wisper ISP.

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