1813 E 109th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1813 E 109th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,448 sqft · built 1972
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Tax Bill	$6,802 (2024)
Deeds & Mortgages	Dec 2025 Transfer Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-14-06-302-027.001-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-06-302-027.001-018`
Alternative APN	`1714060302027001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,448 sqft Living Area
1st Floor Area	2,114 sqft
Basement Area	2,114 sqft
Finished Basement	1,334 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Bi-Level
Roof Material	Other
Lot Area	38,333 sqft (0.88 acres)
Garage Type	Basement
Garage Area	780 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1714060302027001
Street Address	1813 E 109TH ST
City	CARMEL
State	IN
Zip	46280-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .88, SECTION 6, TOWNSHIP 17, RANGE 4, WOODLAND 5TH, REPLAT INFORMATION: PT LOT 2, SECTION 5, LOT 2A, IRREGULAR SHAPE
Legal Subdivision	WOODLAND 5TH SEC
Legal Lot Number	2 333
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1008
Census Tract	111006

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Intrafamily Transfer, Transfer
Jul 27, 2018	Warranty Deed, Transfer MTC

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 27, 2018
Last Transfer Date	Dec 31, 2025
Transfer Doc	0000056914
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Dec 31, 2025
Property Address	1813 E 109TH ST, CARMEL, IN 46280-1204
Document Number	0000056914
Map Reference	MB 2 PG 88&89
Instrument Date	Dec 31, 2025
Instrument	2025056914
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11930 FOREST DR, CARMEL, IN 46033-4347

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 27, 2018
Property Address	1813 E 109TH ST, CARMEL, IN 46280-1204
Document Number	0000034093
Instrument Date	Jul 19, 2018
Instrument	34093
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11930 FOREST DR CARMEL IN 460334347, CARMEL, IN 46033-4347

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$414,700 (+21.79%) Land $102,000 Building $312,700	$414,700 (+21.79%) Land $102,000 Building $312,700
2024	$6,802.00 (+5.67%)	$340,500 (+6.64%) Land $102,000 Building $238,500	$340,500 (+6.64%) Land $102,000 Building $238,500
2023	$6,437.00 (+0.03%)	$319,300 (+2.34%) Land $80,800 Building $238,500	$319,300 (+2.34%) Land $80,800 Building $238,500
2022	$6,435.00	$312,000 Land $80,800 Building $231,200	$312,000 Land $80,800 Building $231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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