Cape Girardeau County property record for 1813 Co Rd 264, Delta, MO 63744
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1963 |
| Lot Size | 1.51 acres (65,776 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,000 (Nov 2025) |
| Tax Bill | $968 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235002100002010000 |
| Primary APN | 235002100002010000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Basement Area | 900 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 65,776 sqft (1.51 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1813 COUNTY ROAD 264 |
|---|---|
| City | CHAFFEE |
| State | MO |
| Zip | 63740-8162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT N1/2 NW |
| Legal Range | 12E |
| Legal Township | 29S |
| Legal Section | 21 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | WELCH |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 880300 |
Source: Cape Girardeau County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1813 COUNTY ROAD 264, CHAFFEE, MO 63740-8162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit OZARK FEDERAL CREDIT UNION |
| Nov 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OZARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Deed Document Number | 20259222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | May 29, 2026 |
| Property Address | 1813 COUNTY ROAD 264, DELTA, MO 63744 |
| Document Number | 0000004674 |
| Instrument Date | May 18, 2026 |
| Instrument | 20264674 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000004674, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20264674 |
| Name | OZARK FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 1813 COUNTY ROAD 264, DELTA, MO 63744 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202509223 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025-09223 |
| Name | OZARK FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2040 |
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Unified School District | Delta R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,760 (-) Land $1,060 Building $15,700 | $88,849 (-) Land $5,571 Building $83,278 | |
| 2025 | $968.00 (+4.88%) | $16,760 (+4.95%) Land $1,060 Building $15,700 | $88,849 (+5%) Land $5,571 Building $83,278 |
| 2023 | $923.00 | $15,970 Land $1,010 Building $14,960 | $84,619 Land $5,306 Building $79,313 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1986–2002) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2002 · Severe Storms, Tornadoes And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoSEMO Fiber | 1,000 / 1,000 |
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