1813 Byron Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1813 Byron Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1954
Square Footage992 sqft Living Area
Lot Size6,300 sqft (0.145 acres)
OccupancyOwner Occupied
Last Sale$149,000 (2022)
Tax Bill$2,278.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-36-208-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area992 sqft Living Area
1st Floor992 sqft 1st Floor
Basement Area992 sqft Basement
Finished Basement450 sqft Finished
Unfinished Basement992 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,300 sqft (0.145 acres)
Depth X Width126 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area280 sqft Garage
Patio Area208 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1813 BYRON AVE
CityWATERLOO
StateIA
Zip50702-2403
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKENWOOD PARK PLACE LOT 22 BLK 2
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionKENWOOD PARK PLACE
Legal Block2
Legal Lot Number22
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2006
Census Tract1000

Owner

Source: Black Hawk County records · APN 8913-36-208-021

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1813 BYRON AVE, WATERLOO, IA 50702-2403
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2017Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Apr 02, 2021Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Jul 30, 2019Deed of Trust, Mortgage · Balloon Payment
VERIDIAN CREDIT UNION
Jul 12, 2019Deed of Trust, Mortgage · Balloon Payment
VERIDIAN CREDIT UNION
Jul 10, 2012Deed of Trust, Mortgage
VERIDIAN CU
Jun 07, 2022Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
VERIDIAN CU
Jun 07, 2022Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Jan 13, 2014Public Action, Foreclosure · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2022 · Amount on Record
Deed SaleJun 07, 2022 · Amount on Record
Prior SaleJan 13, 2014 · Amount on Record
Deed Doc Number202223725
Record RefreshedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1813 BYRON AVE, WATERLOO, IA 50702-2403
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number201800010906
DateDec 22, 2017
Instrument2018-00010906
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 09, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1813 BYRON AVE, WATERLOO, IA 50702-2403
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1813 BYRON AVE, WATERLOO, IA 50702-2403

Mortgage

Document Number202100020614
DateApr 02, 2021
Instrument202100020614
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 01, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1813 BYRON AVE, WATERLOO, IA 50702-2403
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000001838
DateJul 30, 2019
Instrument202000001838
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeBalloon Payment
AmountAmount Recorded

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1813 BYRON AVE, WATERLOO, IA 50702-2403
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000000828
DateJul 12, 2019
Instrument202000000828
Lender
NameVERIDIAN CREDIT UNION
Agreement
TypeBalloon Payment
AmountAmount Recorded

July 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1813 BYRON AVE, WATERLOO, IA 50702-2403
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyBLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT&T

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2012000603
DateJul 10, 2012
Instrument2012-000603
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
AmountAmount Recorded
Term120 Months
DueJul 23, 2022

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1813 BYRON AVE, WATERLOO, IA 50702-2403
Transaction TypeMortgage
Record UpdatedOct 20, 2023
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1813 BYRON AVE, WATERLOO, IA 50702-2403

Mortgage

Document Number202200023727
DateJun 07, 2022
Instrument202200023727
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term120 Months
DueJun 01, 2032

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 07, 2022
Property Address1813 BYRON AVE, WATERLOO, IA 50702-2403
Document Number202200023725
Instrument DateMay 27, 2022
Instrument202200023725
Transaction TypeTransfer
Record UpdatedOct 14, 2024
Title CompanyBLACK HAWK CNTY ABSTRACT CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$237.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1813 BYRON AVE, WATERLOO, IA 50702-2403

Mortgage

Document Number202200023726
DateJun 07, 2022
Instrument202200023726
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJun 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.5%
Index1-Year CMT
Max Rate10.5%

Mortgage

Document Number202200023727
DateJun 07, 2022
Instrument202200023727
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term120 Months
DueJun 01, 2032

January 2014: Public Action, Foreclosure

Document TypePublic Action
JurisdictionBLACK HAWK IA
Recording DateJan 13, 2014
Property Address1813 BYRON AVE, WATERLOO, IA 50702-2403
Document Number2014013679
Instrument DateJan 07, 2014
Instrument2014013679
Transaction TypeForeclosure
Record UpdatedApr 03, 2026
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$152.80
Amount AccuracyCalculated from Tax (Full/Partial Unknown)

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1813 BYRON AVE, WATERLOO, IA 50702-2403
InvestorPossibly a Property Investor

Mortgage

Document Number2014013680
DateJan 13, 2014
Instrument2014013680
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2044
Interest
Type Change DateJan 01, 2024

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,278.00 Homeowner's exemption$127,420 (-1.16%) Land $15,760 Building $111,660$127,420 (-1.16%) Land $15,760 Building $111,660
2024$2,278.00 (+19.39%)
2023$128,910 (+34.58%) Land $15,760 Building $113,150$128,910 (+34.58%) Land $15,760 Building $113,150
2022$1,908.00 Homeowner's exemption$95,790 Land $15,760 Building $80,030
2021$95,790 Land $15,760 Building $80,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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