1813 Black Hawk St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1813 Black Hawk St, Waterloo, IA 50702

Property Summary

Property Type	Auto Repair, Garage
Details	2,000 sqft · built 1984
Lot Size	0.136 acres (5,940 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Jul 2024)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Jul 2023 Sale & Line of Credit Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-25-405-007`

Property Details

APN / Parcel Number

Primary APN	`8913-25-405-007`

Interior

Stories	1 Story
Building Area	2,000 sqft Gross Area
1st Floor Area	2,000 sqft
Interior Walls	Unfinished
Overhead Door	Overhead Door

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Metal
Fire Resistance	Fireproof Steel Frame
Roof Material	Metal
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	132 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	1813 BLACK HAWK ST
City	WATERLOO
State	IA
Zip	50702-1230
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Legal Description	HAYES ADDITION W 45 FT LOT 8 BLK 16
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	HAYES ADDITION
Legal Block	16
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2015
Census Tract	900

Owner

1813 Black Hawk St, a commercial property, is owned by a company that bought it in July 2024.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 203, WATERLOO, IA 50704-0203
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK
Aug 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Aug 25, 2020	Warranty Deed, Transfer TITLE SERVICES CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2024 · Amount on File
Deed Sale	Jul 11, 2024 · Amount on File
Prior Sale	Jul 11, 2023 · Amount on File
Deed Document Number	2024372
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 11, 2023
Property Address	1813 BLACK HAWK ST, WATERLOO, IA 50702-1230
Document Number	202400000372
Instrument Date	Jul 11, 2023
Instrument	202400000372
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Amount	Amount on Record
Tax	$135.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3510 KIMBALL AVE STE H, H, WATERLOO, IA 50702-5760

Mortgage

Document Number	202400000373
Date	Jul 11, 2023
Instrument	202400000373

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1813 BLACK HAWK ST, WATERLOO, IA 50702-1230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 BLACK HAWK ST, WATERLOO, IA 50702-1230

Mortgage

Document Number	202100004098
Date	Aug 25, 2020
Instrument	202100004098

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 25, 2020
Property Address	1813 BLACK HAWK ST, WATERLOO, IA 50702-1230
Document Number	202100004102
Instrument Date	Aug 13, 2020
Instrument	202100004102
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Tax	$119.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 BLACK HAWK ST, WATERLOO, IA 50702-1230

Tax Assessment & Valuation

The 2025 property tax bill for 1813 Black Hawk St was $1,614, up 12.6% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,614.00 (+12.55%)	$58,240 Land $11,880 Building $46,360	$58,240 Land $11,880 Building $46,360
2024	$1,434.00
2023		$50,520 (+9.07%) Land $11,880 Building $38,640	$50,520 Land $11,880 Building $38,640
2022	$1,153.00	$46,320 Land $5,940 Building $40,380
2021			$46,320 Land $5,940 Building $40,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1813 Black Hawk St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1813 Black Hawk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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