1813 Becker St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1813 Becker St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,316 sqft · built 1900
Owner2 Individual Names on Record
Last Sale$45,000 (Dec 2019)
Tax Bill$3,778 (2021)
Deeds & MortgagesOct 2020 Sale & Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN421500 49.60-5-72

Property Details

APN / Parcel Number

Primary APN421500 49.60-5-72
Alternative APN
  • 150004906000050720000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,316 sqft Living Area
1st Floor Area676 sqft
2nd Floor Area640 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialComposition/Composite
Lot Dimensions91 ft deep x 35 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area196 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1813 BECKER ST
CitySCHENECTADY
StateNY
Zip12304-1303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionAGED AFFIDAVIT REQUIRED 2 WOOD AND GARAGE
Legal Block5
Legal Lot Number72.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2002
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1813 BECKER ST, SCHENECTADY, NY 12304-1303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Grant Deed, Transfer · FHA Mortgage
HOMESTEAD FNDG
Oct 6, 2020Deed of Trust, Mortgage · FHA Mortgage
HOMESTEAD FNDG
Dec 5, 2019Warranty Deed, Transfer
NEW WORLD ABSTRACT COMPANY, NEW YORK ABS CO
Oct 29, 2018Grant Deed, Transfer · Conventional Mortgage
NBT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2019 · Amount on Record
Deed SaleDec 5, 2019 · Amount on Record
Prior SaleDec 1, 2000 · Amount on Record
Deed Document Number201954194
Deed Book / Page2025 / 994
Record UpdatedOct 29, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateOct 20, 2020
Property Address1813 BECKER ST, SCHENECTADY, NY 12304-1303
Document Number0000032614
Book / Page002043 / 000926
Instrument DateOct 6, 2020
Instrument32614
Transaction TypeTransfer
Record UpdatedNov 6, 2020
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address928 ENMINETT ST SCHENECTADY NY 12307, SCHENECTADY, NY 12307

Mortgage

Document Number32615
DateOct 20, 2020
Book Page005031/000333
Instrument32615
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1813 BECKER ST, SCHENECTADY, NY 12304-1303
Document Number0000032615
Instrument DateOct 6, 2020
Transaction TypeMortgage
Record UpdatedNov 3, 2020
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address928 EMMETT ST SCHENECTADY NY 123071637, SCHENECTADY, NY 12307-1637

Mortgage

Document Number0000032615
DateOct 20, 2020
Book Page005031/000333
Instrument32615
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 5, 2019
Property Address1813 BECKER ST, SCHENECTADY, NY 12304-1303
Document Number0000054194
Book / Page002025 / 000994
Instrument DateNov 18, 2019
Instrument54194
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyNEW WORLD ABSTRACT COMPANY, NEW YORK ABS CO

Transaction

AmountAmount Recorded
Tax$180.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 MARSHALL AVE SCHENECTADY NY 123042026, SCHENECTADY, NY 12304-2026

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateOct 29, 2018
Property Address1813 BECKER ST, SCHENECTADY, NY 12304-1303
Document Number0000047698
Book / Page001998 / 000767
Instrument DateOct 3, 2018
Instrument47698
Transaction TypeTransfer
Record UpdatedNov 13, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$332.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1809 BECKER ST SCHENECTADY NY 123041303, SCHENECTADY, NY 12304-1303

Mortgage

Document Number47700
DateOct 29, 2018
Book Page004874/000431
Instrument47700
Lender
NameNBT BK
TypeBank
AddressSCHENECTADY, NY 12305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$75,400 (-) Land $11,300 Building $64,100$124,855 (+30.82%) Land $18,712 Building $106,143
2023$75,400 (-) Land $11,300 Building $64,100$95,443 (+3.8%) Land $14,304 Building $81,139
2022$75,400 Land $11,300 Building $64,100$91,951 Land $13,780 Building $78,171
2021$3,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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