1813 Arctic Ct, Laredo, TX 78045 Property Records

Webb County property record for 1813 Arctic Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,710 sqft · built 2000
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$191,100 (Jun 2021)
Tax Bill	$1,297 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`985-81010-070`

Property Details

APN / Parcel Number

Primary APN	`985-81010-070`
Alternative APN	`255386`

Interior

Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,194 sqft
1st Floor Area	1,710 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	131 sqft

Location & Zoning

Street Address	1813 ARCTIC CT
City	LAREDO
State	TX
Zip	78045-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VILLAGE HEIGHTS UNIT IV, BLOCK 10, LOT 7
Legal Subdivision	VILLAGE HEIGHTS UNIT IV
Legal Block	10
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1725

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1813 ARCTIC CT, LAREDO, TX 78045-8417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jun 11, 2021	Vendor's Lien, Transfer · FHA Mortgage PANORAMA MORTGAGE GROUP LLC
Jun 11, 2021	Intrafamily Transfer, Transfer LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	20211431917
Deed Book / Page	5042 / 371
Prior Transfer Date	Jun 9, 2021
Prior Transfer Doc	005042/371
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1813 ARCTIC CT, LAREDO, TX 78045-8417
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4197/001
Date	Mar 6, 2017
Book Page	4197/001
Instrument	1290340

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1813 ARCTIC CT, LAREDO, TX 78045-8417
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4197/017
Date	Mar 6, 2017
Book Page	4197/017
Instrument	1290341

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 11, 2021
Property Address	1813 ARCTIC CT, LAREDO, TX 78045-8417
Document Number	5042/371
Book / Page	5042 / 371
Map Reference	VOL 20 PG 62
Instrument Date	Jun 9, 2021
Instrument	1431917
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 ARCTIC CT, LAREDO, TX 78045-8417

Mortgage

Document Number	1431918
Date	Jun 11, 2021
Instrument	1431918

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Jun 11, 2021
Property Address	1813 ARCTIC CT, LAREDO, TX 78045-8417
Document Number	5042/365
Book / Page	5042 / 365
Map Reference	VOL 20 PG 62
Instrument Date	Jun 9, 2021
Instrument	1431916
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 GALVESTON ST # R, R, LAREDO, TX 78043-2902

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,681 (-0.65%) Land $84,458 Building $170,223	$254,681 (-0.65%) Land $84,458 Building $170,223
2025	$1,297.00 (+1.41%)	$256,358 (+12.37%) Land $84,458 Building $171,900	$256,358 (+12.37%) Land $84,458 Building $171,900
2024	$1,279.00 (-9.29%)
2023		$228,147 Land $68,486 Building $159,661	$228,147 Land $68,486 Building $159,661
2022	$1,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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