Schenectady County and Schenectady City property record for 1813 Albany St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,392 sqft · built 1910 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Feb 2023) |
| Tax Bill | $3,238 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.84-4-1 |
| Primary APN | 421500 49.84-4-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 696 sqft |
| 2nd Floor Area | 696 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Porch | Porch |
| Porch Area | 168 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1813 ALBANY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Subdivision | MAP OF GEORGE W ELY |
| Legal Block | 4 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.84-4-1
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1813 ALBANY ST, SCHENECTADY, NY 12304-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Apr 24, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 24, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on Record |
| Deed Sale | Feb 28, 2023 · Amount on Record |
| Prior Sale | Feb 23, 2023 · Amount on Record |
| Deed Document Number | 202311291 |
| Deed Book / Page | 2103 / 435 |
| Prior Transfer Date | Jan 09, 2023 |
| Prior Transfer Doc | 0000010491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1813 ALBANY ST, SCHENECTADY, NY 12304-3122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1 FENIMORE TRACE APTS 1E, 1E, WATERVLIET, NY 12189-1864 |
| Document Number | 0000011292 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 5291/226 |
| Instrument | 202311292 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 24, 2019 |
| Property Address | 1813 ALBANY ST, SCHENECTADY, NY 12304-3122 |
| Document Number | 0000017727 |
| Book / Page | 002009 / 000885 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 17727 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 135 AMERSFORT PL #6G BROOKLYN NY 112102353, 6G, BROOKLYN, NY 11210-2353 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 24, 2017 |
| Property Address | 1813 ALBANY ST, SCHENECTADY, NY 12304-3122 |
| Document Number | 0000048139 |
| Book / Page | 001973 / 000821 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 48139 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $116.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1448 STATE ST SCHENECTADY NY 123042823, SCHENECTADY, NY 12304-2823 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,238.00 (+15.77%) | $51,200 (-) Land $7,700 Building $43,500 | $84,782 (+30.82%) Land $12,750 Building $72,032 |
| 2023 | $51,200 (-) Land $7,700 Building $43,500 | $64,810 (+3.8%) Land $9,747 Building $55,063 | |
| 2022 | $51,200 Land $7,700 Building $43,500 | $62,439 Land $9,390 Building $53,049 | |
| 2021 | $2,797.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 639 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures