Itasca County property record for 18125 Romans Rd, Grand Rapids, MN 55744
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 864 sqft · built 1989 |
| Lot Size | 3.12 acres (135,907 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Mar 2022) |
| Tax Bill | $6,225 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2006 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 19-420-0108 |
| Primary APN | 19-420-0108 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 864 sqft Base Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 135,907 sqft (3.12 acres) |
| Lot Width | 724 ft Width |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 180 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Account Number | 109119 |
|---|---|
| Street Address | 18125 ROMANS RD |
| City | GRAND RAPIDS |
| State | MN |
| Zip | 55744-5876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | LOT 10 LYG S OF FOLL DESC LI: COMM AT NE COR |
| Legal Range | 25W |
| Legal Township | 54N |
| Legal Section | 24 |
| Legal Subdivision | AUDITORS SUBDIVISION NUMBER 30 |
| Legal Lot Number | 10 |
| Jurisdiction | ITASCA MN |
| Township / Civil Division | HARRIS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 480801 |
Source: Itasca County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18125 ROMANS RD, GRAND RAPIDS, MN 55744-5876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CREDIT UNION |
| Jan 17, 2006 | Deed of Trust, Mortgage EQUITY MORTGAGE LLC |
| Jun 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance GRAND RAPIDS STATE BANK |
| Jun 20, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance GRAND RAPIDS STATE BANK |
| Apr 6, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage MEMBERS COOPERATIVE CREDIT UNION |
| Aug 16, 2018 | Warranty Deed, Transfer MEMBERS COOPERATIVE CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Prior Sale | Aug 16, 2018 · Amount on Record |
| Deed Document Number | 20221394147 |
| Prior Transfer Date | Jul 7, 2014 |
| Prior Transfer Doc | 0000685893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 18125 ROMANS RD, GRAND RAPIDS, MN 55744-5876 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000768907 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | A000768907 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 18125 ROMANS RD, GRAND RAPIDS, MN 55744-5876 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000594641 |
|---|---|
| Date | Jan 17, 2006 |
| Instrument | A000594641 |
| Name | EQUITY MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 18125 ROMANS RD, GRAND RAPIDS, MN 55744-5876 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | A000789141 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | A000789141 |
| Name | GRAND RAPIDS STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ITASCA MN |
| Property Address | 18125 ROMANS RD, GRAND RAPIDS, MN 55744-5876 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | A000789142 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | A000789142 |
| Name | GRAND RAPIDS STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ITASCA MN |
| Recording Date | Apr 6, 2022 |
| Property Address | 18125 ROMANS RD, GRAND RAPIDS, MN 55744-5876 |
| Document Number | A000762223 |
| Instrument Date | Mar 31, 2022 |
| Instrument | A000762223 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18125 ROMANS RD, GRAND RAPIDS, MN 55744-5876 |
| Document Number | A000762224 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | A000762224 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ITASCA MN |
| Recording Date | Aug 16, 2018 |
| Property Address | 18125 ROMANS RD, GRAND RAPIDS, MN 55744-5876 |
| Document Number | A000724589 |
| Instrument Date | Aug 7, 2018 |
| Instrument | A000724589 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18125 ROMANS RD, GRAND RAPIDS, MN 55744-5876 |
| Document Number | A000724590 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | A000724590 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
Source: Itasca County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Itasca County |
| County Subdivision | Harris Township |
| Unified School District | Grand Rapids Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,225.00 (+15.24%) Homeowner's exemption | ||
| 2025 | $5,402.00 (-3.19%) Homeowner's exemption | $673,300 (+9.6%) Land $444,100 Building $229,200 | $673,300 (+9.6%) Land $444,100 Building $229,200 |
| 2024 | $5,580.00 | $614,300 (+12.53%) Land $381,600 Building $232,700 | $614,300 (+12.53%) Land $381,600 Building $232,700 |
| 2022 | $545,900 Land $323,400 Building $222,500 | $545,900 Land $323,400 Building $222,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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