Yuba County property record for 18123 Joy Cir, Challenge, CA 95925
| Property Type | Mobile Home |
|---|---|
| Details | 1 bd · 1 ba · 3,332 sqft · built 1944 |
| Lot Size | 5.76 acres (251,341 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Jul 2010) |
| Tax Bill | $3,006 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-400-012-000 |
| Primary APN | 050-400-012-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 3,332 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Mobile Home |
| Lot Area | 251,341 sqft |
| Old Parcel Number | 050-400-012 |
|---|---|
| Street Address | 18123 JOY CIR |
| City | CHALLENGE |
| State | CA |
| Zip | 95925-9605 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A/RR |
| Legal Description | PT S20 T19N R7E P-A LLA 06-26 ROS 07-26 91/01 |
| Legal Lot Number | A |
| Jurisdiction | YUBA CA |
| Township / Civil Division | YUBA FOOTHILLS |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 41101 |
Source: Yuba County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 7040, SANTA ROSA, CA 95407-0040 |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2010 · Amount on Record |
| Deed Sale | Jul 6, 2010 · Amount on Record |
| Prior Sale | Apr 21, 2004 · Amount on Record |
| Deed Document Number | 20108032 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUBA CA |
| Property Address | 18123 JOY CIR, CHALLENGE, CA 95925-9605 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 18123 JOY CIR, CHALLENGE, CA 95925-9605 |
| Document Number | 0000003594 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022-003594 |
| Name | FORGE TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | CANOGA PARK, CA 91303 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Yuba County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Yuba County |
| Unified School District | Marysville Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $228,675 (+2%) Land $176,411 Building $52,264 | |
| 2025 | $3,006.00 (-1.31%) | $224,192 (+4.04%) Land $172,952 Building $51,240 |
| 2023 | $3,046.00 (+5.47%) | $215,488 Land $166,237 Building $49,251 |
| 2022 | $2,888.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 5, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.9% of the US · above 88% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH YUBA WATER DISTRICT serves 2,772 people · EPA ID CA5810006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| DigitalPath Fixed Wireless | 10 / 1 |
No cell data coverage reported
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