1812 Wolf Rd, Virginia, MN 55792 Property Records

St. Louis County property record for 1812 Wolf Rd, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1947
Lot Size	0.133 acres (5,810 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Jul 2025)
Tax Bill	$670 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-0140-01270`

Property Details

APN / Parcel Number

Primary APN	`090-0140-01270`
Alternative APNs	`1075823` `1138794` `1184680`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	672 sqft Gross Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,810 sqft (0.133 acres)
Garage Area	528 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1184680
Street Address	1812 WOLF RD
City	VIRGINIA
State	MN
Zip	55792-3739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 14 SERIAL #
Legal Subdivision	RIDGEWOOD
Legal Block	14
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	2
Census Block	2026
Census Tract	13200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1812 WOLF RD, VIRGINIA, MN 55792-3739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed, Transfer · Conventional Mortgage THE MINERS NATIONAL BANK OF EVELETH
Dec 13, 2021	Deed of Trust, Mortgage · Line of Credit NORTHRIDGE COMMUNITY CU
Mar 29, 2021	Deed of Trust, Mortgage · Line of Credit NORTHRIDGE COMMUNITY CU
Aug 14, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTHRIDGE CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Oct 26, 2022 · Amount on Record
Deed Document Number	20251513555
Prior Transfer Date	Aug 8, 2019
Prior Transfer Doc	0001360888
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 26, 2022
Property Address	1812 WOLF RD, VIRGINIA, MN 55792-3739
Document Number	0001454937
Instrument Date	Oct 4, 2022
Instrument	1454937
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1374 TIBBETTS TRL, TOWER, MN 55790-8168

Mortgage

Document Number	0001454938
Date	Oct 26, 2022
Instrument	1454938

Lender

Name	THE MINERS NATIONAL BANK OF EVELETH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 7, 2027
Change Frequency	6 Months
Min Rate At Change	5.87%
Max Rate At Change	8.87%
Index	Other
Max Rate	15.8%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1812 WOLF RD, VIRGINIA, MN 55792-3739
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 QWOLF ROAD, VIRGINIA, MN 55792

Mortgage

Document Number	0001432460
Date	Dec 13, 2021
Instrument	1432460

Lender

Name	NORTHRIDGE COMMUNITY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 28, 2031

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1812 WOLF RD, VIRGINIA, MN 55792-3739
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001408305
Date	Mar 29, 2021
Instrument	1408305

Lender

Name	NORTHRIDGE COMMUNITY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 14, 2019
Property Address	1812 WOLF RD, VIRGINIA, MN 55792-3739
Document Number	00A1360889
Instrument Date	Aug 8, 2019
Instrument	A1360889
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 WOLF RD VIRGINIA MN 557923739, VIRGINIA, MN 55792-3739

Mortgage

Document Number	A1360890
Date	Aug 14, 2019
Instrument	A1360890

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$670.00 (+4.69%) Homeowner's exemption
2025	$640.00 (+36.75%) Homeowner's exemption	$109,800 (+19.35%) Land $6,300 Building $103,500	$109,800 (+19.35%) Land $6,300 Building $103,500
2024	$468.00	$92,000 (+93.68%) Land $6,300 Building $85,700	$92,000 (+93.68%) Land $6,300 Building $85,700
2022		$47,500 Land $6,300 Building $41,200	$47,500 Land $6,300 Building $41,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC.

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