1812 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1812 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 2006
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Apr 2019)
Tax Bill	$5,889 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-14-426-092`

Property Details

APN / Parcel Number

Primary APN	`03-14-426-092`

Interior

Building Area	1,200 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	1812 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 2 PT LT 4 - BEG SE COR, N54.38' W6.64' N16.93' NW3.11' W35.31', S TO S LN, E TO POB SEC 14-3
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	4
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1012
Census Tract	103

Owner

1812 Waters Edge Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Grundy County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1812 WATERS EDGE DR, MINOOKA, IL 60447-8265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 23, 2019	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on File
Deed Sale	Apr 23, 2019 · Amount on File
Deed Document Number	2019583899
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Recording Date	Sep 8, 2026
Property Address	1812 WATERS EDGE DR, MINOOKA, IL 60447-8265
Document Number	0000641274
Instrument Date	Aug 29, 2026
Instrument	2026641274
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1812 WATERS EDGE DR, MINOOKA, IL 60447-8265

Mortgage

Document Number	0000641274,
Date	Sep 8, 2026
Instrument	2026641274

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Apr 23, 2019
Property Address	1812 WATERS EDGE DR, MINOOKA, IL 60447-8265
Document Number	0000583899
Instrument Date	Mar 22, 2019
Instrument	583899
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 S YORK ST, 145, ELMHURST, IL 60126-3467

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1812 WATERS EDGE DR, MINOOKA, IL 60447-8265

Mortgage

Document Number	0000583900
Date	Apr 23, 2019
Instrument	583900

Lender

Name	COMPASS MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1812 Waters Edge Dr was $5,889 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,889.00	$73,427 Land $17,276 Building $56,151	$220,281 Land $51,828 Building $168,453
2022	$4,251.00 Homeowner's exemption	$59,002 Land $13,882 Building $45,120	$177,006 Land $41,646 Building $135,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1812 Waters Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1812 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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