1812 S 22nd St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 1812 S 22nd St, Saint Joseph, MO 64507

Property Summary

Property Type	Single Family Home
Details	1,048 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$125,685 (Dec 2025)
Tax Bill	$715 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2022 Line of Credit + 1 more
APN	`06-5.0-16-003-003-008.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-003-003-008.000`

Interior

Building Area	1,048 sqft Base Area
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	138 ft deep x 60 ft wide

Location & Zoning

Street Address	1812 S 22ND ST
City	SAINT JOSEPH
State	MO
Zip	64507-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	16-57-35SWSUB: LOT: BLK:LGL DESC:BEG AT A PNT 488.75' DUE S OF NE COR OF SE4 OF SW4 TH W 168' S 60' E 168' TO E/L OF SD 1/4 S
Legal Range	35W
Legal Township	57N
Legal Section	16
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1042
Census Tract	3002

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1812 S 22ND ST, SAINT JOSEPH, MO 64507-1337
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Apr 26, 2022	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK
Jan 11, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Jan 11, 2018 · Amount on Record
Deed Document Number	202510781
Deed Book / Page	3814 / 691
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 30, 2025
Property Address	1812 S 22ND ST, SAINT JOSEPH, MO 64507-1337
Document Number	003814/691
Book / Page	3814 / 691
Instrument Date	Feb 20, 2024
Instrument	2025010781
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2304 BUCKINGHAM ST, SAINT JOSEPH, MO 64506-4932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 S 22ND ST, SAINT JOSEPH, MO 64507-1337

Mortgage

Document Number	2025010782
Date	Dec 30, 2025
Instrument	2025010782

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 26, 2022
Property Address	1812 S 22ND ST, SAINT JOSEPH, MO 64507-1337
Document Number	003775/321
Book / Page	3775 / 321
Instrument Date	Apr 25, 2022
Instrument	2022003913
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 FARAON ST, SAINT JOSEPH, MO 64501-2634

Mortgage

Document Number	2022003914
Date	Apr 26, 2022
Instrument	2022003914

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2042

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 11, 2018
Property Address	1812 S 22ND ST, SAINT JOSEPH, MO 64507-1337
Document Number	2018000327
Instrument Date	Dec 20, 2017
Instrument	2018000327
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 OAKLAND AVE, SAINT JOSEPH, MO 64508-7501

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$715.00 (+0.14%)	$9,920 (+5.53%) Land $2,350 Building $7,570	$52,230 (+5.62%) Land $12,370 Building $39,860
2024	$714.00 (+14.98%)
2023	$621.00 (-0.64%)	$9,400 (-) Land $2,350 Building $7,050	$49,450 (-) Land $12,370 Building $37,080
2022	$625.00	$9,400 Land $2,350 Building $7,050
2021			$49,450 Land $12,370 Building $37,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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