1812 Royal Ct, Aurora, IL 60503 Property Records

Kendall County property record for 1812 Royal Ct, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,147 sqft · built 2001
Lot Size	0.215 acres (9,352 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,367 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-01-221-015`

Property Details

APN / Parcel Number

Primary APN	`03-01-221-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,147 sqft Living Area
Gross Area	3,821 sqft
1st Floor Area	2,147 sqft
Basement Area	1,229 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,352 sqft (0.215 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1812 ROYAL CT
City	AURORA
State	IL
Zip	60503-7821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 MISTY CREEK CITY OF AURORA
Legal Subdivision	MISTY CREEK
Legal Lot Number	81
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3001
Census Tract	890104

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2147 ALLEGRE CIR, 210, NAPERVILLE, IL 60563-2686
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024
Deed Sale	Sep 16, 2024
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	202410878
Prior Transfer Date	Jul 9, 2014
Prior Transfer Doc	0000010470
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1812 ROYAL CT, AURORA, IL 60503-7821
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025217
Date	Sep 27, 2021
Instrument	202100025217

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Mar 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1812 ROYAL CT, AURORA, IL 60503-7821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER ILLINOIS TITLE COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019034
Date	Dec 4, 2017
Instrument	201700019034

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2032

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 24, 2019
Property Address	1812 ROYAL CT, AURORA, IL 60503-7821
Document Number	0000010098
Map Reference	DOC R99-01833
Instrument Date	Jul 3, 2019
Instrument	201900010098
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	LAKELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1812 ROYAL CT, AURORA, IL 60503-7821

Mortgage

Document Number	0000010099
Date	Jul 24, 2019
Instrument	201900010099

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,922 (+22.12%) Land $29,960 Building $93,962	$371,766 (+22.12%) Land $89,880 Building $281,886
2024	$10,367.00
2022		$101,476 Land $24,533 Building $76,943	$304,428 Land $73,599 Building $230,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon, Watch TV.

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