1812 Orchard Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1812 Orchard Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,826 sqft · built 1948
Lot Size	0.88 acres (38,354 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-19-252-011`

Property Details

APN / Parcel Number

Primary APN	`8913-19-252-011`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,202 sqft
Basement Area	624 sqft
Finished Basement	325 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	38,354 sqft (0.88 acres)
Lot Dimensions	302 ft deep x 127 ft wide
Garage Type	Detached
Garage Area	1,624 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	220 sqft
Deck Area	Deck Area
Patio Area	578 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1812 ORCHARD DR
City	CEDAR FALLS
State	IA
Zip	50613-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD HILL PLAT S 1/2 LOT 21
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	ORCHARD HILL PLAT
Legal Lot Number	21
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	2
Census Block	2006
Census Tract	2500

Owner

1812 Orchard Dr is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1812 ORCHARD DR, CEDAR FALLS, IA 50613-5739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit FREE STATE CREDIT UNION
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 10, 2026
Property Address	1812 ORCHARD DR, CEDAR FALLS, IA 50613-5739
Document Number	0000008613
Instrument Date	Jun 5, 2026
Instrument	20268613
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 ORCHARD DR, CEDAR FALLS, IA 50613-5739
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008613,
Date	Jun 10, 2026
Instrument	20268613

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1812 ORCHARD DR, CEDAR FALLS, IA 50613-5739
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000019556
Date	May 11, 2020
Instrument	202000019556

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1812 ORCHARD DR, CEDAR FALLS, IA 50613-5739
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200000432
Date	Jul 7, 2021
Instrument	202200000432

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 6, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1812 Orchard Dr was $4,584 with a homeowner's exemption, up 3.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,584.00 (+3.9%) Homeowner's exemption	$316,260 Land $41,910 Building $274,350	$316,260 Land $41,910 Building $274,350
2024	$4,412.00
2023		$284,350 (+24.22%) Land $41,910 Building $242,440	$284,350 Land $41,910 Building $242,440
2022	$4,062.00 Homeowner's exemption	$228,900 Land $41,910 Building $186,990
2021			$228,900 Land $41,910 Building $186,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1812 Orchard Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1812 Orchard Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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