Codington County property record for 1812 N Maple, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1997 |
| Lot Size | 0.322 acres (14,030 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $271,500 (Oct 2014) |
| Tax Bill | $4,105 (2026) |
| Deeds & Mortgages | Feb 2010 Mortgage Jun 2010 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015840 |
| Primary APN | 015840 |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 14,030 sqft (0.322 acres) |
| Lot Dimensions | 122 ft deep x 115 ft wide |
| Street Address | 1812 N MAPLE |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-6812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 3 WATERTOWN SCHOOL ADD |
| Legal Subdivision | WATERTOWN SCHOOL ADD |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 954302 |
1812 N Maple is owned and occupied by two individuals who bought it in October 2014.
Source: Codington County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1812 N MAPLE, WATERTOWN, SD 57201-6812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2010 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Jun 29, 2010 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Feb 23, 2012 | Deed of Trust, Mortgage WELLS FARGO BANK, N.A. |
| Deed of Trust, Mortgage | |
| Oct 9, 2014 | Deed, Transfer HOME FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2014 · Amount on File |
| Deed Sale | Oct 9, 2014 · Amount on File |
| Deed Document Number | 20144323 |
| Deed Book / Page | 423 / 8447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1812 N MAPLE, WATERTOWN, SD 57201-6812 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00986/4232 |
|---|---|
| Date | Feb 10, 2010 |
| Book Page | 986/4232 |
| Instrument | 201000569 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Address | WATERTOWN, SD 57201 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1812 N MAPLE, WATERTOWN, SD 57201-6812 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00986/5029 |
|---|---|
| Date | Jun 29, 2010 |
| Book Page | 986/5029 |
| Instrument | 201003003 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1812 N MAPLE, WATERTOWN, SD 57201-6812 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00986/8725 |
|---|---|
| Date | Feb 23, 2012 |
| Book Page | 986/8725 |
| Instrument | 201200838 |
| Name | WELLS FARGO BANK, N.A. |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Mar 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CODINGTON SD |
| Property Address | 1812 N MAPLE, WATERTOWN, SD 57201-6812 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CODINGTON SD |
| Recording Date | Oct 9, 2014 |
| Property Address | 1812 N MAPLE, WATERTOWN, SD 57201-6812 |
| Document Number | 00423/8447 |
| Book / Page | 423 / 8447 |
| Instrument Date | Oct 8, 2014 |
| Instrument | 201404323 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST DAKOTA TITLE - WTN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.50 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1812 N MAPLE, WATERTOWN, SD 57201-6812 |
| Document Number | 00988/4401 |
|---|---|
| Date | Oct 9, 2014 |
| Book Page | 988/4401 |
| Instrument | 201404324 |
| Name | HOME FEDERAL BANK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Nov 1, 2029 |
The 2026 property tax bill for 1812 N Maple was $4,105 with a homeowner's exemption, up % from the year before.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,105.00 (+0.02%) Homeowner's exemption | $384,860 (-) Land $65,565 Building $319,295 |
| 2025 | $4,104.00 (+9.59%) Homeowner's exemption | $384,860 Land $65,565 Building $319,295 |
| 2024 | $3,745.00 | |
| 2023 | $338,282 Land $56,766 Building $281,516 | |
| 2022 | $3,741.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1812 N Maple in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1812 N Maple is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | CLARK RURAL WATER SYSTEM |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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