1812 Lakeview Dr, Duluth, MN 55803 Property Records

St. Louis County property record for 1812 Lakeview Dr, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,052 sqft · built 1928
Lot Size	0.397 acres (17,312 sqft)
Owner	Individual Name on Record
Last Sale	$522,000 (Aug 2015)
Tax Bill	$9,718 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`010-0770-00340`

Property Details

APN / Parcel Number

Primary APN	`010-0770-00340`
Alternative APN	`993412`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,052 sqft Gross Area
1st Floor Area	1,301 sqft
Basement Area	353 sqft
Finished Basement	353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1975
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Lot Area	17,312 sqft (0.397 acres)
Garage Area	414 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	135 sqft
Deck Area	432 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	993412
Street Address	1812 LAKEVIEW DR
City	DULUTH
State	MN
Zip	55803-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF LOT 8 AND ALL OF LOT 9 SERIAL #
Legal Subdivision	CRESTLINE DIV OF DULUTH
Legal Block	2
Legal Lot Number	8-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2003
Census Tract	700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit BELL BANK
Feb 15, 2024	Deed of Trust, Mortgage · Commercial Mortgage PROCTOR FEDERAL CU
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU
Oct 14, 2020	Deed of Trust, Mortgage NORTH SHORE BK/COMMERCE
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROCTOR FCU
Jul 30, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit HARBOR PT CU
Nov 13, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2015 · Amount on Record
Deed Sale	Aug 4, 2015 · Amount on Record
Prior Sale	Jun 9, 2008 · Amount on Record
Deed Document Number	2015960568
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 29, 2026
Property Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505
Document Number	0001101025
Instrument Date	Apr 10, 2026
Instrument	20261101025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505

Mortgage

Document Number	0001101025,
Date	Apr 29, 2026
Instrument	20261101025

Lender

Name	BELL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001076973
Date	Feb 15, 2024
Instrument	1076973

Lender

Name	PROCTOR FEDERAL CU
Type	Credit Union
Address	DULUTH, MN 55810

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505

Mortgage

Document Number	0001049734
Date	Nov 18, 2021
Instrument	1049734

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505
Document Number	00T1031654
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 LAKEVIEW DR DULUTH MN 558032505, DULUTH, MN 55803-2505

Mortgage

Document Number	00T1031654
Date	Nov 5, 2020
Instrument	T1031654

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505
Document Number	00T1016552
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 LAKEVIEW DR DULUTH MN 558032505, DULUTH, MN 55803-2505

Mortgage

Document Number	00T1016552
Date	Oct 23, 2019
Instrument	T1016552

Lender

Name	PROCTOR FCU
Type	Credit Union
Address	PROCTOR, MN 55810

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 22, 2024

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 30, 2018
Property Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505
Document Number	00A1000815
Instrument Date	Jul 9, 2018
Instrument	A1000815
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$874.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1812 LAKEVIEW DR DULUTH MN 558032505, DULUTH, MN 55803-2505

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505
Document Number	000T993598
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 LAKEVIEW DR DULUTH MN 558032505, DULUTH, MN 55803-2505

Mortgage

Document Number	000T993598
Date	Dec 28, 2017
Instrument	T993598

Lender

Name	HARBOR PT CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2032

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1812 LAKEVIEW DR, DULUTH, MN 55803-2505
Document Number	000T992478
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 LAKEVIEW DR DULUTH MN 558032505, DULUTH, MN 55803-2505

Mortgage

Document Number	000T992478
Date	Nov 22, 2017
Instrument	T992478

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,718.00 (+5.06%) Homeowner's exemption
2025	$9,250.00 (-2.12%) Homeowner's exemption	$684,900 (+6.4%) Land $78,700 Building $606,200	$684,900 (+6.4%) Land $78,700 Building $606,200
2024	$9,450.00	$643,700 (+16.46%) Land $73,400 Building $570,300	$643,700 (+16.46%) Land $73,400 Building $570,300
2022		$552,700 Land $50,300 Building $502,400	$552,700 Land $50,300 Building $502,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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