1812 Highly St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1812 Highly St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,382 sqft · built 1912
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,140 (Sep 2022)
Tax Bill	$892 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2022 Mortgage + 2 more
APN	`06-2.0-09-002-001-025.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-09-002-001-025.000`

Interior

Building Area	1,382 sqft Base Area
1st Floor Area	1,382 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	1812 HIGHLY ST
City	SAINT JOSEPH
State	MO
Zip	64501-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:OLIVER - GLASS & WILSON'S LOT:5 BLK:6LGL DESC:& L 6
Legal Subdivision	OLIVER - GLASS & WILSONS
Legal Block	6
Legal Lot Number	5-6
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3028
Census Tract	1100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1812 HIGHLY ST, SAINT JOSEPH, MO 64501-1340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · FmHA Mortgage FARMERS STATE BANK
Sep 26, 2022	Deed, Transfer · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jan 20, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jul 10, 2017	Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Prior Sale	Jan 20, 2021
Deed Document Number	20229309
Deed Book / Page	3780 / 684
Prior Transfer Date	Mar 29, 2022
Prior Transfer Doc	0000002972
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1812 HIGHLY ST, SAINT JOSEPH, MO 64501-1340
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003749/7
Date	May 27, 2020
Book Page	3749/7
Instrument	2020004158

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 27, 2040

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 26, 2022
Property Address	1812 HIGHLY ST, SAINT JOSEPH, MO 64501-1340
Document Number	003780/684
Book / Page	3780 / 684
Instrument Date	Sep 23, 2022
Instrument	2022009309
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1812 HIGHLY ST, SAINT JOSEPH, MO 64501-1340

Mortgage

Document Number	2022009310
Date	Sep 26, 2022
Instrument	2022009310

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 20, 2021
Property Address	1812 HIGHLY ST, SAINT JOSEPH, MO 64501-1340
Document Number	00003758/1
Book / Page	3758 / 1
Instrument Date	Jan 20, 2021
Instrument	2021000635
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 HIGHLY ST, SAINT JOSEPH, MO 64501-1340

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 10, 2017
Property Address	1812 HIGHLY ST, SAINT JOSEPH, MO 64501-1340
Document Number	2017006597
Instrument Date	Jul 6, 2017
Instrument	2017006597
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 S 68TH EAST AVE APT 230B, 230B, TULSA, OK 74112-7650

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00	$12,460 (+6.31%) Land $1,810 Building $10,650	$65,560 (+6.36%) Land $9,500 Building $56,060
2024	$892.00 (+16.15%)
2023	$768.00 (-0.78%)	$11,720 (-) Land $1,810 Building $9,910	$61,640 (-) Land $9,500 Building $52,140
2022	$774.00	$11,720 Land $1,810 Building $9,910
2021			$61,640 Land $9,500 Building $52,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, United Fiber.

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