Kane County property record for 1812 Empress Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Jun 2023) |
| Tax Bill | $13,537 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36-362-006 |
| Primary APN | 05-36-362-006 |
|---|
| Street Address | 1812 EMPRESS DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 11 |
| Legal Subdivision | STONY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 850709 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1812 EMPRESS DR, ELGIN, IL 60124-8398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 23, 2019 | Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on Record |
| Deed Sale | Jun 28, 2023 · Amount on Record |
| Prior Sale | Oct 23, 2019 · Amount on Record |
| Deed Document Number | 202321382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1812 EMPRESS DR, ELGIN, IL 60124-8398 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1812 EMPRESS DR, ELGIN, IL 60124-8398 |
| Document Number | 0000040333 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025K040333 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.36% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 28, 2023 |
| Property Address | 1812 EMPRESS DR, ELGIN, IL 60124-8398 |
| Document Number | 0000021382 |
| Map Reference | DOC 2018K053935 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023K021382 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1812 EMPRESS DR, ELGIN, IL 60124-8398 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1812 EMPRESS DR, ELGIN, IL 60124-8398 |
| Document Number | 0000021383 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 2023K021383 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate | 6.82% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1812 EMPRESS DR, ELGIN, IL 60124-8398 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033339 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021K033339 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Feb 19, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1812 EMPRESS DR, ELGIN, IL 60124-8398 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000077326 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 2020K077326 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 23, 2019 |
| Property Address | 1812 EMPRESS DR, ELGIN, IL 60124-8398 |
| Document Number | 0000050594 |
| Map Reference | DOC 2018K053935 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 2019K050594 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1812 EMPRESS COURT, ELGIN, IL 60124-8398 |
| Document Number | 0000050595 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019K050595 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,537.00 (-1.32%) | ||
| 2024 | $13,718.00 (+5.33%) | $161,628 (+14.65%) Land $29,480 Building $132,148 | $485,078 (+14.7%) Land $88,475 Building $396,603 |
| 2022 | $13,024.00 (-0.28%) Disabled Person's exemption | $140,973 (+3.51%) Land $24,917 Building $116,056 | $422,919 (+3.51%) Land $74,751 Building $348,168 |
| 2021 | $13,060.00 Disabled Person's exemption | $136,193 Land $24,072 Building $112,121 | $408,579 Land $72,216 Building $336,363 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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