Polk County property record for 1812 3rd St SE, Winter Haven, FL 33880
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 2,701 sqft · built 1969 |
| Lot Size | 0.232 acres (10,123 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Apr 2024) |
| Tax Bill | $6,260 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Construction Loan Mar 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-33-658200-000500 |
| Primary APN | 26-28-33-658200-000500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 2,701 sqft Living Area |
| 1st Floor Area | 2,701 sqft |
| Utility Area | 105 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Duplex Single |
| Lot Area | 10,123 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| View / Lot | Triplex Lot |
| Canopy | 161 sqft |
| Street Address | 1812 3RD ST SE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4414 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | TERRACE GARDENS SUB PB 46 PG 46 LOT 50 |
| Legal Subdivision | TERRACE GARDENS SUBDIVISION |
| Legal Tract | 658200 |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14005 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 PRALL PL, NYACK, NY 10960-4612 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2024 | Warranty Deed, Construction Loan · Construction Mortgage DEEPHAVEN MORTGAGE LLC |
| Mar 2, 2020 | Warranty Deed, Transfer · Line of Credit VARTY JOHN F TRUST (IT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Sep 8, 1999 · Amount on Record |
| Deed Document Number | 202490434 |
| Deed Book / Page | 13084 / 1354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 19, 2024 |
| Property Address | 1812 3RD ST SE, WINTER HAVEN, FL 33880-4414 |
| Document Number | 0000090434 |
| Book / Page | 13084 / 1354 |
| Map Reference | MB 46 PG 46 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 2024090434 |
| Transaction Type | Construction Loan |
| Record Updated | May 6, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1367, WINTER HAVEN, FL 33882-1367 |
| Name | Verified Name |
|---|---|
| Address | 9 PRALL PL, NYACK, NY 10960-4612 |
| Document Number | 0130841356 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 13084/1356 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 2, 2020 |
| Property Address | 1812 3RD ST SE, WINTER HAVEN, FL 33880-4414 |
| Document Number | 0111590205 |
| Book / Page | 011159 / 000205 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 47386 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,775.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1967 WINTER HAVEN FL 338831967, WINTER HAVEN, FL 33883-1967 |
| Document Number | 111590207 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 011159/000207 |
| Instrument | 47387 |
| Name | VARTY JOHN F TRUST (IT) |
|---|---|
| Address | PO BOX 7146, WINTER HAVEN, FL 33883-7146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $489,600 (+3.65%) Land $44,000 Building $67,862 | $489,600 (+3.65%) Land $44,000 Building $67,862 | |
| 2025 | $6,260.00 (+161.16%) | $472,368 (+283.44%) Land $44,000 Building $72,419 | $472,368 (+283.44%) Land $44,000 Building $72,419 |
| 2023 | $2,397.00 (+6.34%) | $123,193 (+8.51%) Land $42,000 Building $81,193 | $123,193 (+8.51%) Land $42,000 Building $81,193 |
| 2022 | $2,254.00 | $113,527 Land $35,000 Building $78,527 | $113,527 Land $35,000 Building $78,527 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures