1812 2nd St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 1812 2nd St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.443 acres (19,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,000 (Jun 2023)
Tax Bill	$156 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17.01294.00`

Property Details

APN / Parcel Number

Primary APN	`17.01294.00`

Exterior

Lot Area	19,327 sqft (0.443 acres)

Location & Zoning

Street Address	1812 2ND ST SE
City	SAINT CLOUD
State	MN
Zip	56304-1368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 WOODLAND HILLS-3RD ADDN LOT-017 BLOCK-006 W/HWY EASMNT
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	WOODLAND HILLS
Legal Block	6
Legal Lot Number	17
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3005
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1739 WOODLAND RD, SAINT CLOUD, MN 56304-1328
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 27, 2023	Affidavit of Death of Joint Tenant, Transfer THE TITLE FIRM, THE TITLE TEAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Deed Document Number	2023466743
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 27, 2023
Property Address	1812 2ND ST SE, SAINT CLOUD, MN 56304-1368
Document Number	0000466743
Instrument Date	May 31, 2023
Instrument	466743
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$881.10
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1739 WOODLAND RD, SAINT CLOUD, MN 56304-1328

Mortgage

Document Number	0000466744
Date	Jun 27, 2023
Instrument	466744

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BENTON MN
Recording Date	Jun 27, 2023
Property Address	1812 2ND ST SE, SAINT CLOUD, MN 56304-1368
Document Number	0000466742
Instrument Date	May 22, 2023
Instrument	466742
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1739 WOODLAND RD, SAINT CLOUD, MN 56304-1328

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$156.00 (+13.04%)	$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2025	$138.00 (-1.43%)	$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2023	$140.00	$10,000 Land $10,000	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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