18115 Mountain Arbor Ct, Cypress, TX 77433 Property Records

Harris County property record for 18115 Mountain Arbor Ct, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,232 sqft · built 2019
Lot Size	0.155 acres (6,749 sqft)
Owner	2 Individual Names on File
Last Sale	$294,400 (Sep 2019)
Tax Bill	$8,076 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2021 Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`139-525-001-0004`

Property Details

APN / Parcel Number

Primary APN	`139-525-001-0004`
Alternative APN	`1395250010029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,232 sqft Living Area
1st Floor Area	1,874 sqft
Game Room	Game Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,749 sqft (0.155 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1395250010004
Street Address	18115 MOUNTAIN ARBOR CT
City	CYPRESS
State	TX
Zip	77433-6861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 1 ALDER TRAILS SEC 11
Legal Subdivision	ALDER TRAILS SEC 11
Legal Block	1
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2013
Census Tract	543007

Owner

18115 Mountain Arbor Ct is owned and occupied by two individuals who bought it in September 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18115 MOUNTAIN ARBOR CT, CYPRESS, TX 77433-6861
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Sep 27, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on File
Deed Sale	Sep 27, 2019 · Amount on File
Deed Document Number	2019428289
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	0000428289
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18115 MOUNTAIN ARBOR CT, CYPRESS, TX 77433-6861
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000253592
Date	May 13, 2022
Instrument	2022-253592

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18115 MOUNTAIN ARBOR CT, CYPRESS, TX 77433-6861
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18115 MOUNTAIN ARBOR CT, CYPRESS, TX 77433-6861

Mortgage

Document Number	2021679182
Date	Nov 29, 2021
Instrument	2021-679182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	95 Months
Due	Oct 1, 2029

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Sep 27, 2019
Property Address	18115 MOUNTAIN ARBOR CT, CYPRESS, TX 77433-6861
Document Number	0000428289
Instrument Date	Sep 24, 2019
Instrument	428289
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18115 MOUNTAIN ARBOR CT CYPRESS TX 774336861, CYPRESS, TX 77433-6861

Mortgage

Document Number	428290
Date	Sep 27, 2019
Instrument	428290

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18115 Mountain Arbor Ct was $8,076 with a homeowner's exemption, up 178.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$448,812 (-7.65%) Land $79,286 Building $369,526	$448,812 (-7.65%) Land $79,286 Building $369,526
2025	$8,076.00 (+178.29%) Homeowner's exemption	$486,000 Land $79,286 Building $406,714	$486,000 Land $79,286 Building $406,714
2024	$2,902.00
2023		$513,232 Land $79,286 Building $433,946	$513,232 Land $79,286 Building $433,946
2020	$2,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18115 Mountain Arbor Ct in Zone X, an area of moderate flood risk, though there have been 45 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	45 (2011–2024)
Claims Outside the SFHA	40 of 45
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 40 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 18115 Mountain Arbor Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 196 serves 7,026 people · EPA ID TX1013002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, Hotwire Communications, T-Mobile.

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