18115 John Connor Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18115 John Connor Rd, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	5 bd · 8 ba · 7,596 sqft · built 2020
Lot Size	0.856 acres (37,307 sqft)
Owner	Individual Name on Record
Last Sale	$1,450,000 (Aug 2019)
Tax Bill	$42,018 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-841-42`

Property Details

APN / Parcel Number

Primary APN	`001-841-42`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	7,596 sqft Heated Area
Gross Area	2,876 sqft
1st Floor Area	1,276 sqft
Upper Floors Area	804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	37,307 sqft (0.856 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	220 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-841-42
Street Address	18115 JOHN CONNOR RD
City	CORNELIUS
State	NC
Zip	28031-7666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L2 M29-163
Legal Subdivision	GEORGIA CONNOR TORRENCE PROP M
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1019
Census Tract	6219

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18115 JOHN CONNOR RD, CORNELIUS, NC 28031-7666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 24, 2020	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Aug 5, 2019	Warranty Deed, Transfer · Commercial Mortgage BLUEHARBOR BANK
Jan 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	0033732231
Deed Book / Page	33732 / 231
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18115 JOHN CONNOR RD, CORNELIUS, NC 28031-7666
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015230
Date	Jan 31, 2022
Book Page	37014/388
Instrument	2022015230

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Feb 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18115 JOHN CONNOR RD, CORNELIUS, NC 28031-7666
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12115 JOHN CONNOR RD, CORNELIUS, NC 28031

Mortgage

Document Number	0000108379
Date	Jul 25, 2022
Book Page	37524/604
Instrument	2022108379

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 16, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18115 JOHN CONNOR RD, CORNELIUS, NC 28031-7666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094021
Date	Jun 24, 2020
Book Page	34727/589
Instrument	2020094021

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 5, 2019
Property Address	18115 JOHN CONNOR RD, CORNELIUS, NC 28031-7666
Document Number	0000100334
Book / Page	33732 / 231
Map Reference	MB 29 PG 163
Instrument Date	Jul 29, 2019
Instrument	2019100334
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20509 N MAIN ST, 20509, CORNELIUS, NC 28031-5418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15725 MILLABAUK ST, HUNTERSVILLE, NC 28078

Mortgage

Document Number	0000100335
Date	Aug 5, 2019
Instrument	2019100335

Lender

Name	BLUEHARBOR BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 29, 2019
Property Address	18115 JOHN CONNOR RD, CORNELIUS, NC 28031-7666
Document Number	0000010147
Book / Page	033251 / 000844
Instrument Date	Jan 25, 2019
Instrument	10147
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20509 N MAIN ST CORNELIUS NC 280315418, CORNELIUS, NC 28031-5418

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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