18115 Cameron Rd, Kearney, MO 64060 Property Records

Clay County property record for 18115 Cameron Rd, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,680 sqft · built 1977
Lot Size	6.25 acres (272,250 sqft)
Owner	2 Owner Names on File
Tax Bill	$3,957 (2023)
Deeds & Mortgages	Sep 2017 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-104-00-01-002-00`

Property Details

APN / Parcel Number

Primary APN	`08-104-00-01-002-00`
Alternative APNs	`0810400010020001` `8104000100200` `277329`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	272,250 sqft (6.25 acres)
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	112 sqft
Patio Area	592 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	0810400010020001
Street Address	18115 CAMERON RD
City	KEARNEY
State	MO
Zip	64060-9274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 417.5'N & 25'E OF SW COR NE1/4, E288.5, N989.66, WLY ALNG CRK 332.62, S891 TO POB
Legal Range	30
Legal Township	53
Legal Section	08
Legal Subdivision	MANSFIELD B & C
Jurisdiction	CLAY MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2048
Census Tract	21806

Owner

Source: Clay County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	567 HAWTHORNE DR, LIBERTY, MO 64068-4336

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit PONY EXPRESS BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 3, 2010
Deed Sale	Dec 3, 2010
Prior Sale	Aug 3, 2010 · Amount on Record
Deed Document Number	6532399ROW
Deed Book / Page	6532 / 399ROW
Prior Transfer Date	Nov 30, 2010
Prior Transfer Doc	0000041326
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18115 CAMERON RD, KEARNEY, MO 64060-9274
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033372
Date	Sep 29, 2017
Book Page	8056/136
Instrument	2017033372

Lender

Name	PONY EXPRESS BANK
Type	Bank
Address	LIBERTY, MO 64068

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18115 CAMERON RD, KEARNEY, MO 64060-9274
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016303
Date	May 22, 2020
Book Page	8685/14
Instrument	2020016303

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	18115 CAMERON RD, KEARNEY, MO 64060-9274
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18115 CAMERON RD, KEARNEY, MO 64060-9274

Mortgage

Document Number	0000045712
Date	Oct 21, 2021
Book Page	9210/140
Instrument	2021045712

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	165 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,340 (+13.95%)	$370,211 (+13.95%)
2023	$3,957.00 (+30.25%)	$61,730	$324,894
2019	$3,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 8 serves 2,243 people · EPA ID MO1024149
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

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