18115 Banpo Ct, Houston, TX 77044 Property Records

Harris County property record for 18115 Banpo Ct, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,927 sqft · built 2014
Lot Size	0.273 acres (11,893 sqft)
Owner	2 Individual Names on File
Last Sale	$373,662 (Jan 2024)
Tax Bill	$11,230 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-291-003-0026`

Property Details

APN / Parcel Number

Primary APN	`135-291-003-0026`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,927 sqft Living Area
1st Floor Area	1,748 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	11,893 sqft (0.273 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1352910030026
Street Address	18115 BANPO CT
City	HOUSTON
State	TX
Zip	77044-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 BLK 3 BRIDGES ON LAKE HOUSTON SEC 1 AMEND
Legal Subdivision	BRIDGES ON LAKE HOUSTON SEC 1 AMEND
Legal Block	3
Legal Lot Number	26
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2016
Census Tract	252003

Owner

18115 Banpo Ct is owned and occupied by two individuals who bought it in January 2024.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18115 BANPO CT, HOUSTON, TX 77044-1605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 23, 2024	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 26, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on File
Deed Sale	Jan 23, 2024 · Amount on File
Prior Sale	Sep 14, 2015 · Amount on File
Deed Document Number	202423120
Prior Transfer Date	Sep 11, 2015
Prior Transfer Doc	0000416794
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18115 BANPO CT, HOUSTON, TX 77044-1605
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18115 BANPO CT, HOUSTON, TX 77044-1605

Mortgage

Document Number	0000033588
Date	Jan 30, 2026
Instrument	2026-33588

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	May 1, 2054

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 23, 2024
Property Address	18115 BANPO CT, HOUSTON, TX 77044-1605
Document Number	0000023120
Map Reference	MF 672152
Instrument Date	Jan 19, 2024
Instrument	2024-023120
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18115 BANPO CT, HOUSTON, TX 77044-1605

Mortgage

Document Number	0000023121
Date	Jan 23, 2024
Instrument	2024-023121

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18115 BANPO CT, HOUSTON, TX 77044-1605
Document Number	0000403901
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18115 BANPO CT HOUSTON TX 770441605, HOUSTON, TX 77044-1605

Mortgage

Document Number	0000403901
Date	Aug 31, 2020
Instrument	403901

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	300 Months
Due	Aug 30, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 18115 Banpo Ct was $11,230 with a homeowner's exemption, up 340.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,348 (-4.67%) Land $64,652 Building $307,696	$372,348 (-4.67%) Land $64,652 Building $307,696
2025	$11,230.00 (+340.91%)	$390,606 Land $64,652 Building $325,954	$390,606 Land $64,652 Building $325,954
2024	$2,547.00
2023		$405,000 Land $64,652 Building $340,348	$405,000 Land $64,652 Building $340,348
2022	$2,220.00
2020	$1,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18115 Banpo Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	7 (2016–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18115 Banpo Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 494 serves 1,944 people · EPA ID TX1013511
Water Source	Purchased groundwater from HARRIS COUNTY MUD 153
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Tachus Fiber Internet.

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