18113 Gopher Rd, Brownsville, MN 55919 Property Records

Houston County property record for 18113 Gopher Rd, Brownsville, MN 55919

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,404 sqft · built 2016
Lot Size	4.14 acres (180,338 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04.0226.001`

Property Details

APN / Parcel Number

Primary APN	`04.0226.001`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	725 sqft
Basement Area	1,404 sqft
Finished Basement	1,404 sqft
Unfinished Basement	1,404 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	180,338 sqft (4.14 acres)
Porch	Porch
Deck Area	644 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	18113 GOPHER RD
City	BROWNSVILLE
State	MN
Zip	55919-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-102 RANGE-004 4.14 AC PT S1/2 SE1/4 DOC 282754
Legal Range	04
Legal Township	102
Legal Section	33
Jurisdiction	HOUSTON MN
Township / Civil Division	CROOKED CREEK
Census Block Group	3
Census Block	3044
Census Tract	20900

Owner

Source: Houston County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18113 GOPHER RD, BROWNSVILLE, MN 55919-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL EMPLOYEES CREDIT UNION
Mar 1, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA
Jun 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Recording Date	Jul 20, 2026
Property Address	18113 GOPHER RD, BROWNSVILLE, MN 55919-2603
Document Number	0000319689
Instrument Date	Jul 14, 2026
Instrument	2026319689
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18113 GOPHER RD, BROWNSVILLE, MN 55919-2603

Mortgage

Document Number	0000319689,
Date	Jul 20, 2026
Instrument	2026319689

Lender

Name	FEDERAL EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	18113 GOPHER RD, BROWNSVILLE, MN 55919-2603
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A309395
Date	Mar 1, 2023
Instrument	A309395

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	18113 GOPHER RD, BROWNSVILLE, MN 55919-2603
Transaction Type	Mortgage
Record Updated	Aug 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A298586
Date	Jun 30, 2020
Instrument	A298586

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
County Subdivision	Crooked Creek Township
Unified School District	Caledonia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,300 (+24.85%) Land $68,800 Building $208,500	$277,300 (+24.85%) Land $68,800 Building $208,500
2025	$2,576.00 (+16.77%)
2023	$2,206.00 Homeowner's exemption	$222,100 Land $49,400 Building $172,700	$222,100 Land $49,400 Building $172,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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