18112 E Apshawa Rd, Clermont, FL 34715 Property Records

Lake County property record for 18112 E Apshawa Rd, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,104 sqft · built 2000
Lot Size	1.06 acres (46,180 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Nov 2021)
Tax Bill	$5,357 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-21-25-0003-000-04300`

Property Details

APN / Parcel Number

Primary APN	`36-21-25-0003-000-04300`
Alternative APNs	`252136000300004300` `3000692`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,104 sqft Living Area
Gross Area	5,226 sqft
1st Floor Area	3,542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	46,180 sqft (1.06 acres)
Garage Type	Attached
Garage Area	1,122 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	490 sqft
Porch	Finished/Open Porch
Porch Area	318 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3000692
Street Address	18112 E APSHAWA RD
City	CLERMONT
State	FL
Zip	34715-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N 165 FT OF S 495 FT OF S 2/3 OF N 3/4 OF W 1/2 OF SE 1/4 OF SW 1/4--LESS E 329.23 FT & LESS W 30 FT FOR RD R/W-- ORB 5846 PG 177 ORB 6442 PG 739
Legal Range	25E
Legal Township	21S
Legal Section	36
Legal Quarter	3
Legal Subdivision	APSHAWA GRVS REP
Legal Tract	0003
Legal Lot Number	43
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2098
Census Tract	31309

Owner

18112 E Apshawa Rd is owned and occupied by two individuals who acquired it in December 2024.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	18112 E APSHAWA RD, CLERMONT, FL 34715-9004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Feb 11, 2022	Intrafamily Transfer, Transfer
Nov 30, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Dec 3, 2018	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Jul 21, 2006 · Amount on File
Deed Document Number	2021164737
Deed Book / Page	5846 / 177
Last Transfer Date	Dec 6, 2024
Transfer Doc	0064420739
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18112 E APSHAWA RD, CLERMONT, FL 34715-9004
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053580354
Date	Oct 15, 2019
Book Page	5358/0354
Instrument	2019116387

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Feb 11, 2022
Property Address	18112 E APSHAWA RD, CLERMONT, FL 34715-9004
Document Number	0058952302
Book / Page	5895 / 2302
Instrument Date	Jan 26, 2022
Instrument	2022020530
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18112 E APSHAWA RD, CLERMONT, FL 34715-9004

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 30, 2021
Property Address	18112 E APSHAWA RD, CLERMONT, FL 34715-9004
Document Number	0058460177
Book / Page	5846 / 177
Map Reference	MB 10 PG 49
Instrument Date	Nov 16, 2021
Instrument	2021164737
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	CONCIERGE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 MARION OAKS GOLF WAY, OCALA, FL 34473-3555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18112 E APSHAWA RD, CLERMONT, FL 34715-9004

Mortgage

Document Number	0005846179
Date	Nov 30, 2021
Instrument	5846/179

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18112 E APSHAWA RD, CLERMONT, FL 34715-9004
Document Number	0052100006
Instrument Date	Dec 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18112 E APSHAWA RD CLERMONT FL 347159004, CLERMONT, FL 34715-9004

Mortgage

Document Number	0052100006
Date	Dec 12, 2018
Book Page	005210/000006
Instrument	143142

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,530 (+2.9%)	$694,605 (-0.02%) Land $87,000 Building $607,605
2025		$656,500 Land $87,000 Building $569,500	$694,739 Land $87,000 Building $607,739
2024	$5,357.00 (+5.29%)
2023	$5,088.00 (+1,066.97%) Homeowner's exemption Widower's exemption Additional exemption filed	$630,279 (+11.28%)	$677,219 (+15.21%) Land $87,000 Building $590,219
2022	$436.00 Homeowner's exemption Widower's exemption Additional exemption filed	$566,366	$587,836 Land $87,000 Building $500,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18112 E Apshawa Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18112 E Apshawa Rd is moderate, ranking above 51% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon, Xfinity.

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