1811 Vermilion Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 1811 Vermilion Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,081 sqft · built 1941
Lot Size	0.217 acres (9,454 sqft)
Owner	2 Individual Names on File
Last Sale	$394,624 (Jul 2026)
Tax Bill	$3,940 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1870-00040`

Property Details

APN / Parcel Number

Primary APN	`010-1870-00040`
Alternative APN	`1091813`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,081 sqft Gross Area
1st Floor Area	1,081 sqft
Basement Area	649 sqft
Finished Basement	649 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Flat
Lot Area	9,454 sqft (0.217 acres)
Garage Area	264 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	20 sqft
Deck Area	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1091813
Street Address	1811 VERMILION RD
City	DULUTH
State	MN
Zip	55803-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 3 SERIAL #
Legal Subdivision	BIRCH POINT PLAT ON LAKE VERMILION
Legal Block	3
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3003
Census Tract	500

Owner

1811 Vermilion Rd is owned and occupied by two individuals who bought it in July 2026.

Source: St. Louis County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1811 VERMILION RD, DULUTH, MN 55803-2510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FEDERAL CREDIT UNION
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage WESTERN NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Jul 1, 2020 · Amount on File
Deed Document Number	20261537233
Prior Transfer Date	Jan 16, 2003
Prior Transfer Doc	0000887406
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 28, 2026
Property Address	1811 VERMILION RD, DULUTH, MN 55803-2510
Document Number	0001537233
Instrument Date	Jul 17, 2026
Instrument	20261537233
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	TITLE TEAM LLC, TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,528.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1811 VERMILION RD, DULUTH, MN 55803-2510

Mortgage

Document Number	0001537234,
Date	Jul 28, 2026
Instrument	20261537234

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 1, 2020
Property Address	1811 VERMILION RD, DULUTH, MN 55803-2510
Document Number	00A1384098
Instrument Date	Jun 26, 2020
Instrument	A1384098
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$898.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1811 VERMILION RD DULUTH MN 558032510, DULUTH, MN 55803-2510

Mortgage

Document Number	A1384099
Date	Jul 1, 2020
Instrument	A1384099

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1811 Vermilion Rd was $3,940, up 4.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,940.00 (+4.45%)
2025	$3,772.00 (+5.6%)	$291,600 (+6.27%) Land $56,500 Building $235,100	$291,600 (+6.27%) Land $56,500 Building $235,100
2024	$3,572.00	$274,400 Land $52,700 Building $221,700	$274,400 Land $52,700 Building $221,700
2022		$218,300 Land $36,100 Building $182,200	$218,300 Land $36,100 Building $182,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1811 Vermilion Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 1811 Vermilion Rd, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC, Fidium Fiber.

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