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1811 Raincloud Dr, Rockford, IL 61108 Property Records

Winnebago County property record for 1811 Raincloud Dr, Rockford, IL 61108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,156 sqft · built 1989
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$124,700 (Jan 1990)
Tax Bill$6,866 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN178A294

Property Details

APN / Parcel Number

Primary APN178A294
Alternative APN
  • 1234251004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,156 sqft Living Area
Gross Area3,612 sqft
1st Floor Area742 sqft
Basement Area742 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions170 ft deep x 112 ft wide
TerrainRolling
View / LotCorner
Garage TypeAttached
Garage Area714 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
PorchPorch
Deck Area770 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number178A294
Street Address1811 RAINCLOUD DR
CityROCKFORD
StateIL
Zip61108-6877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPLAT NO 2 DIXONS & NIEMANS WESTVALE BNG PT NE1/4 SEC 34-44-2 LOT 94
Legal Range2
Legal Township44
Legal Section34
Legal SubdivisionDIXONS & NIEMANS WESTVALE
Legal Lot Number94
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2005
Census Tract513

Owner

1811 Raincloud Dr is owned and occupied by two individuals who bought it in January 1990.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1811 RAINCLOUD DR, ROCKFORD, IL 61108-6877
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 1990 · Amount on File
Deed SaleJan 31, 1990 · Amount on File
Deed Document Number1990626
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address1811 RAINCLOUD DR, ROCKFORD, IL 61108-6877
Document Number0001004982
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1811 RAINCLOUD DR ROCKFORD IL 611086877, ROCKFORD, IL 61108-6877

Mortgage

Document Number0001004982
DateFeb 21, 2020
Instrument1004982
Lender
NameSTILLMAN BANCORP
TypeMortgage Company
AddressSTILLMAN VALLEY, IL 61084
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1811 Raincloud Dr was $6,866 with exemptions applied.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,866.00$88,769 Land $15,840 Building $72,929$266,307 Land $47,520 Building $218,787
2022Homeowner's exemption$62,784 Land $11,203 Building $51,581$188,352 Land $33,609 Building $154,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1811 Raincloud Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1811 Raincloud Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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