1811 Ashton Dr E, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1811 Ashton Dr E, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 2001
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Feb 2022)
Tax Bill	$5,042 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96165`

Property Details

APN / Parcel Number

Primary APN	`96165`
Alternative APNs	`062631004400010060` `062631258300010060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,618 sqft Heated Area
Gross Area	2,601 sqft
1st Floor Area	1,618 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	542 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	96165
Old Parcel Number	062631258300010060
Street Address	1811 ASHTON DR E
City	SAINT CLOUD
State	FL
Zip	34771-4871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1
Legal Description	ASHTON PLACE PB 10 PG 130-131 LOT 6
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	ASHTON PLACE
Legal Tract	44
Legal Block	1
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1811 ASHTON DR E, SAINT CLOUD, FL 34771-4871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on Record
Deed Sale	Feb 2, 2022 · Amount on Record
Prior Sale	Jan 30, 2002 · Amount on Record
Deed Document Number	2022017539
Deed Book / Page	6141 / 2547
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 2, 2022
Property Address	1811 ASHTON DR E, SAINT CLOUD, FL 34771-4871
Document Number	0061412547
Book / Page	6141 / 2547
Map Reference	MB 10 PG 130&131
Instrument Date	Jan 28, 2022
Instrument	2022017539
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1591 CANOPY PASTURE DR, 1591, SAINT CLOUD, FL 34771-8889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 ASHTON DR E, SAINT CLOUD, FL 34771-4871

Mortgage

Document Number	0061412548
Date	Feb 2, 2022
Instrument	6141/2548

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Mortgage

Document Number	0061412565
Date	Feb 2, 2022
Book Page	6141/2565
Instrument	2022017541

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 1, 2027

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1811 ASHTON DR E, SAINT CLOUD, FL 34771-4871
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052290260
Date	Oct 23, 2017
Book Page	5229/0260
Instrument	2017152510

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,042.00 (+2.79%) Homeowner's exemption	$324,600 (+3.21%) Land $65,000 Building $259,600	$324,600 (+3.21%) Land $65,000 Building $259,600
2023	$4,905.00 (+368.93%) Homeowner's exemption	$314,500 (+199.01%) Land $60,000 Building $254,500	$314,500 (+18.23%) Land $60,000 Building $254,500
2022	$1,046.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$105,180	$266,000 Land $55,000 Building $211,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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